Business financing.
Compare business loans, revolving credit, and financing for equipment, property, or an acquisition.
Financing questions.
Understand the payment schedule, cost, and requirements before deciding.
Talk with LIVC GroupHow do I choose a financing option?
Start with the amount, purpose, and timing. Browse the financing options above, then compare payment frequency, total cost, and any collateral requirements. You can also contact LIVC Group to discuss your plans.
What should I compare beyond the payment amount?
Review the amount you receive, interest or financing charges, all fees, total repayment, and the payment schedule. Check early-payment terms and whether a rate or payment can change. A smaller payment spread over a longer period can still cost more overall.
Will I need to provide collateral?
It depends on the product and your application. Equipment, business assets, or property may secure a loan. A personal guarantee may also be required. A HELOC uses residential property as collateral.
Can I request a review of my current business debt?
Yes. Use the debt refinancing page to start with your existing balances and payments. Refinancing replaces debt with new terms; it does not erase the balance. Any potential change in payments should be weighed against fees and total repayment.
When will I know my rate and terms?
The available amount, rate or financing cost, payment schedule, and requirements depend on the program and your application. Review the written offer for the complete terms before deciding whether to proceed.