/* Bundled typeface keeps typography consistent across devices. */
@font-face{font-family:Inter;src:url("/assets/fonts/InterVariable.woff2") format("woff2");font-style:normal;font-weight:100 900;font-display:swap}
/* LIVC Group — unified v11 interface */
:root{
  --header-h:72px;--navy:#07162d;--navy-2:#0c2347;--ink:#10213a;--blue:#155eef;--blue-2:#0b48c9;--azure:#3a8cff;--aqua:#28c8bd;--ice:#edf5ff;--sky:#f5f8fc;--warm:#fbfaf7;--surface:#fff;--muted:#56657b;--muted-2:#7f8ca0;--line:#dfe6ef;--line-2:#cbd6e4;--good:#087a58;--warn:#946200;--err:#bd3324;--shadow-sm:0 1px 2px rgba(7,22,45,.05),0 5px 18px rgba(7,22,45,.05);--shadow-md:0 16px 45px rgba(7,22,45,.10),0 3px 10px rgba(7,22,45,.06);--shadow-lg:0 30px 90px rgba(7,22,45,.18),0 8px 24px rgba(7,22,45,.08);--r-sm:6px;--r:10px;--r-lg:18px;--maxw:1240px;--gut:clamp(20px,4vw,48px);--sans:"Plus Jakarta Sans",Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--ease:cubic-bezier(.22,.61,.36,1);--ease-out:cubic-bezier(.16,1,.3,1)
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:var(--header-offset,calc(var(--header-h) + env(safe-area-inset-top,0px) + 1px))}
body{margin:0;background:var(--surface);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
body.drawer-open{overflow:hidden}img,svg{display:block;max-width:100%;height:auto}a[href],button,.choice,.upload-card,.filter-pill{cursor:pointer}button:disabled,.btn[disabled]{cursor:not-allowed}textarea,.input,.textarea{cursor:text}select,.select{cursor:pointer}.ind-card,.uw-item,.info-panel,.card:not(a){cursor:default}
a{color:var(--blue);text-decoration:none}a:hover{color:var(--blue-2)}button,input,select,textarea{font:inherit}
h1,h2,h3,h4,h5{margin:0;color:var(--navy);font-weight:700;line-height:1.08;letter-spacing:-.035em}h1{font-size:clamp(2.75rem,6.6vw,5.8rem);font-weight:750}h2{font-size:clamp(2rem,4.2vw,3.7rem)}h3{font-size:clamp(1.18rem,2vw,1.45rem);letter-spacing:-.025em}h4{font-size:1.05rem;letter-spacing:-.015em}p{margin:0 0 1rem}ul,ol{margin-top:0}[hidden]{display:none!important}
/* The root reserves the header height once; targets add only breathing room. */
[id]{scroll-margin-top:16px}:focus-visible{outline:3px solid rgba(21,94,239,.42);outline-offset:3px}
.wrap{width:min(100%,var(--maxw));margin-inline:auto;padding-inline:var(--gut)}.content-wrap{max-width:1120px}.wrap-narrow{width:min(100%,900px);margin-inline:auto;padding-inline:var(--gut)}.section{padding-block:clamp(72px,9vw,124px)}.section--tight{padding-block:clamp(48px,6vw,76px)}.section--alt,.page-band{background:var(--sky)}.section--navy{background:var(--navy);color:#c4d0e0}.section--navy h1,.section--navy h2,.section--navy h3{color:#fff}.center{text-align:center}.center .lede{margin-inline:auto}.center .eyebrow{justify-content:center}
.eyebrow{display:inline-flex;align-items:center;gap:10px;margin-bottom:18px;color:var(--blue);font-size:.77rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase}.eyebrow::before{content:"";width:34px;height:2px;background:currentColor;transform-origin:left;animation:eyebrowLine .7s var(--ease-out) both}.lede{max-width:62ch;color:var(--muted);font-size:clamp(1.05rem,1.5vw,1.24rem);line-height:1.72}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:32px;margin-bottom:34px}.section-head .lede{margin-top:12px}.section-tag{display:inline-flex;align-items:center;color:var(--blue);font-size:.72rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase}.hint,.opt{color:var(--muted-2);font-size:.8rem;line-height:1.55}

/* Header */
.site-header{position:sticky;top:0;z-index:70;height:var(--header-h);background:rgba(255,255,255,.94);border-bottom:1px solid rgba(203,214,228,.75);backdrop-filter:blur(18px) saturate(150%);transition:box-shadow .25s var(--ease),background .25s var(--ease)}.site-header.is-scrolled{background:rgba(255,255,255,.985);box-shadow:0 10px 34px rgba(7,22,45,.08)}.site-header#top{scroll-margin-top:0}.nav{height:var(--header-h);display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;flex:0 0 auto;color:var(--navy)}.brand:hover{color:var(--navy)}.brand .logo-img{width:50px;height:50px;object-fit:cover;border-radius:5px}.nav-links{display:flex;align-items:center;gap:2px;margin-left:10px}.nav-links>a,.nav-top{display:inline-flex;align-items:center;gap:5px;padding:10px 11px;border-radius:6px;color:var(--navy);font-size:.86rem;font-weight:700;white-space:nowrap;transition:background .18s ease,color .18s ease}.nav-links>a:hover,.nav-top:hover{background:var(--ice);color:var(--blue)}.nav-item{position:relative}.chev{width:12px;height:12px;transition:transform .2s var(--ease)}.nav-item:hover>.nav-top .chev,.nav-item:focus-within>.nav-top .chev,.nav-item[data-open="true"]>.nav-top .chev{transform:rotate(180deg)}.nav-right{display:flex;align-items:center;gap:10px;margin-left:auto}
.mega{position:absolute;top:calc(100% + 12px);left:0;width:520px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s ease,transform .18s ease,visibility .18s}.mega::before{content:"";position:absolute;inset:-13px 0 auto;height:13px}.nav-item[data-open="true"] .mega{opacity:1;visibility:visible;transform:none}.mega-list{display:grid;grid-template-columns:1fr 1fr;gap:4px 16px}.mega-list a{padding:9px 10px;border-radius:6px;color:var(--navy);font-size:.86rem;font-weight:650}.mega-list a:hover{background:var(--ice);color:var(--blue)}.mega-all{display:flex;justify-content:space-between;align-items:center;margin-top:12px;padding:13px 10px 2px;border-top:1px solid var(--line);color:var(--blue);font-size:.84rem;font-weight:800}.hamburger{display:none;width:44px;height:44px;align-items:center;justify-content:center;padding:0;border:1px solid var(--line);border-radius:7px;background:#fff;color:var(--navy)}.hamburger svg{width:20px;height:20px}
.drawer{position:fixed;inset:0;z-index:90;visibility:hidden}.drawer[data-open="true"]{visibility:visible}.drawer-scrim{position:absolute;inset:0;background:rgba(7,22,45,.58);opacity:0;transition:opacity .25s ease}.drawer[data-open="true"] .drawer-scrim{opacity:1}.drawer-panel{position:absolute;inset:0 0 0 auto;width:min(390px,92vw);padding:20px;background:#fff;overflow:auto;transform:translateX(102%);transition:transform .32s var(--ease-out)}.drawer[data-open="true"] .drawer-panel{transform:none}.drawer-close{display:flex;margin-left:auto;margin-bottom:18px}.m-link,.m-group>button{display:flex;width:100%;align-items:center;justify-content:space-between;padding:15px 8px;border:0;border-bottom:1px solid var(--line);background:none;color:var(--navy);font-weight:750;text-align:left}.m-sub{display:none;padding:9px 0 12px 10px;border-bottom:1px solid var(--line)}.m-group[data-open="true"] .m-sub{display:grid;grid-template-columns:1fr 1fr;gap:2px 8px}.m-sub a{padding:8px 4px;color:var(--muted);font-size:.85rem;font-weight:600}.m-apply-btn{margin-top:20px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:13px 20px;border:1px solid transparent;border-radius:6px;background:var(--blue);color:#fff;font-size:.91rem;font-weight:800;line-height:1.15;white-space:nowrap;box-shadow:0 8px 22px rgba(21,94,239,.18);transition:transform .2s var(--ease),background .2s ease,box-shadow .2s ease}.btn:hover{transform:translateY(-2px);background:var(--blue-2);color:#fff;box-shadow:0 14px 30px rgba(21,94,239,.24)}.btn--lg{min-height:56px;padding:16px 25px;font-size:.97rem}.btn--sm{min-height:40px;padding:10px 14px;font-size:.82rem}.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line-2);box-shadow:none}.btn--ghost:hover{background:var(--ice);color:var(--blue);box-shadow:none;border-color:#a9c6ff}.btn--light{background:#fff;color:var(--navy);box-shadow:none}.btn--light:hover{background:var(--ice);color:var(--blue)}.btn--wide{width:100%}.link-arrow{display:inline-flex;align-items:center;gap:7px;color:var(--blue);font-weight:800}.link-arrow::after{content:"→";transition:transform .2s ease}.link-arrow:hover::after{transform:translateX(4px)}

/* Home */
.hero{position:relative;overflow:hidden;background:var(--surface)}.hero>.wrap,.hero .wrap:first-child{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(360px,.88fr);gap:clamp(40px,7vw,92px);align-items:center;padding-block:clamp(70px,9vw,132px)}.hero--home{min-height:690px;background:linear-gradient(122deg,#07162d 0%,#0a2146 58%,#0d2f67 100%);color:#c7d4e5}.hero--home::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px);background-size:72px 72px;mask-image:linear-gradient(90deg,transparent 25%,#000 100%)}.hero--home::after{content:"";position:absolute;width:680px;height:680px;right:-260px;top:-230px;border:1px solid rgba(58,140,255,.28);border-radius:50%;box-shadow:0 0 0 100px rgba(58,140,255,.045),0 0 0 220px rgba(58,140,255,.025);animation:orbit 14s ease-in-out infinite alternate}.hero--home .wrap{position:relative;z-index:1}.hero--home h1{max-width:11ch;color:#fff}.hero--home .lede{max-width:58ch;color:#b9c8da}.hero--home .eyebrow{color:#71a9ff}.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero--home .btn--ghost{color:#fff;border-color:rgba(255,255,255,.28)}.hero--home .btn--ghost:hover{background:rgba(255,255,255,.09);color:#fff}.hero-note{display:flex;align-items:center;gap:9px;margin-top:22px;color:#aebed2;font-size:.86rem}.hero-note svg{width:17px;color:var(--aqua)}.hero-note b{color:#fff}
.capital-paths{position:relative;padding:28px;background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.17);border-radius:16px;box-shadow:0 30px 80px rgba(0,0,0,.22);backdrop-filter:blur(10px)}.capital-paths::before{content:"";position:absolute;inset:-1px;border-radius:16px;background:linear-gradient(130deg,rgba(58,140,255,.6),transparent 34%,transparent 72%,rgba(40,200,189,.38));padding:1px;mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);mask-composite:exclude;pointer-events:none}.capital-paths-head{display:flex;align-items:center;justify-content:space-between;padding-bottom:17px;border-bottom:1px solid rgba(255,255,255,.15);color:#fff;font-size:.83rem;font-weight:800;text-transform:uppercase;letter-spacing:.12em}.capital-paths-head span:last-child{color:#88dcd6;font-size:.7rem}.capital-paths-list{display:grid;margin-top:8px}.capital-path{display:grid;grid-template-columns:32px 1fr auto;gap:12px;align-items:center;padding:17px 4px;border-bottom:1px solid rgba(255,255,255,.11);color:#fff;transition:padding .2s ease,background .2s ease}.capital-path:hover{padding-inline:10px;background:rgba(255,255,255,.05);color:#fff}.capital-path:last-child{border-bottom:0}.capital-path .path-n{color:#6da4fa;font-size:.72rem;font-weight:800}.capital-path b{font-size:.94rem}.capital-path small{display:block;color:#aebed2;font-size:.76rem;font-weight:500}.capital-path .path-arr{color:#6da4fa;transition:transform .2s ease}.capital-path:hover .path-arr{transform:translateX(4px)}
.need-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:42px;background:var(--line);border:1px solid var(--line);border-radius:12px;overflow:hidden}.need-card{min-height:150px;padding:25px;background:#fff;color:var(--navy);transition:background .2s ease,transform .2s ease}.need-card:hover{background:var(--ice);color:var(--blue)}.need-card b{display:block;margin-bottom:9px;font-size:1rem}.need-card span{color:var(--muted);font-size:.88rem}
.struct-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.struct-card{position:relative;min-height:220px;padding:27px;background:#fff;border:1px solid var(--line);border-radius:10px;color:var(--navy);overflow:hidden;transition:transform .25s var(--ease),box-shadow .25s ease,border-color .25s ease}.struct-card::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .32s var(--ease-out)}.struct-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:#b9cdf4;color:var(--navy)}.struct-card:hover::after{transform:scaleX(1)}.struct-card--wide{grid-column:span 2;background:var(--navy);color:#fff}.struct-card--wide h3,.struct-card--wide .link-arrow{color:#fff}.struct-card--wide p{color:#b8c6d8}.struct-card--accent{background:var(--ice);border-color:#c9ddff}.struct-card h3{margin:13px 0}.struct-card p{color:var(--muted);font-size:.91rem}.struct-card .link-arrow{position:absolute;left:27px;bottom:25px;font-size:.82rem}
.why-list,.check,.check-list,.use-list,.adv-list,.con-list{display:grid;gap:15px;padding:0;margin:24px 0 0;list-style:none}.why-list li,.check li,.check-list li,.use-list li,.adv-list li,.con-list li{position:relative;padding-left:29px;color:var(--muted)}.why-list li::before,.check li::before,.check-list li::before,.use-list li::before,.adv-list li::before,.con-list li::before{content:"";position:absolute;left:0;top:.48em;width:14px;height:8px;border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg)}.why-list b{color:var(--navy)}
.home-tools-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.home-research{display:grid}.research-link{display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center;padding:18px 0;border-bottom:1px solid var(--line);color:var(--navy);transition:padding .2s ease}.research-link:hover{padding-left:8px;color:var(--blue)}
.bi-preview-band{background:var(--navy);color:#c4d0df}.bi-preview-band h2{color:#fff}.bi-preview-band .eyebrow{color:#73a8ff}.bi-preview{padding:26px 0 0}.bip-ed-grid,.bip-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.13)}.bip-ed,.bip-m{padding:24px;background:#0b203f}.bip-ed b,.bip-m-v{display:block;color:#fff}.bip-ed p,.bip-m-s{color:#aebed0;font-size:.82rem}.bip-m-k{display:block;color:#79aaff;font-size:.71rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.bip-m-v{font-size:1.55rem;margin:8px 0}.bip-news,.bip-cond{margin-top:14px;padding:18px;border:1px solid rgba(255,255,255,.13)}.bip-news a{color:#fff;font-weight:700}.bip-research{margin-top:18px;color:#8eb6ff}.bip-note{margin-top:12px;color:#8191aa;font-size:.78rem}.home-final-cta{margin-top:46px}

/* General public pages */
.page-hero{position:relative;overflow:hidden;background:linear-gradient(122deg,var(--navy),#0b2d62);color:#c3d0e2}.page-hero::after{content:"";position:absolute;right:-140px;top:-220px;width:520px;height:520px;border:1px solid rgba(86,148,255,.25);border-radius:50%;box-shadow:0 0 0 92px rgba(86,148,255,.035),0 0 0 180px rgba(86,148,255,.02)}.page-hero .wrap{position:relative;z-index:1;padding-block:clamp(58px,8vw,104px)}.page-hero h1{max-width:17ch;color:#fff;font-size:clamp(2.7rem,5.6vw,5rem)}.page-hero .lede{margin-top:16px;color:#b8c7da}.page-hero--ice{background:linear-gradient(135deg,#edf5ff,#fff);color:var(--ink);border-bottom:1px solid var(--line)}.page-hero--ice h1{color:var(--navy)}.page-hero--ice .lede{color:var(--muted)}.page-hero--split .wrap{display:grid;grid-template-columns:1fr .75fr;gap:50px;align-items:center}.crumb{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:18px;color:#91a6c3;font-size:.77rem;font-weight:700}.crumb a{color:inherit}
.split,.split2,.split-2,.media-split{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(280px,.9fr);gap:clamp(36px,6vw,76px);align-items:start}.split.single-column,.split2.single-column,.split-2.single-column,.media-split.single-column,.page-hero--split>.wrap.single-column{grid-template-columns:minmax(0,820px)}.prose{max-width:780px}.prose h2{margin-top:2.2rem}.prose h2:first-child{margin-top:0}.prose h3{margin-top:1.7rem}.prose p,.prose li{color:var(--muted)}.aside{position:sticky;top:calc(var(--header-h) + 24px);padding:27px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow-sm)}
.cards{display:grid;gap:16px}.cards--2{grid-template-columns:repeat(2,1fr)}.cards--3{grid-template-columns:repeat(3,1fr)}.cards--4{grid-template-columns:repeat(4,1fr)}.card{position:relative;padding:27px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow-sm);transition:transform .22s var(--ease),box-shadow .22s ease,border-color .22s ease}.card--link:hover{transform:translateY(-5px);border-color:#b7cdf5;box-shadow:var(--shadow-md)}.card p{color:var(--muted)}.ic{display:flex;width:42px;height:42px;align-items:center;justify-content:center;border-radius:7px;background:var(--ice);color:var(--blue)}.ic svg{width:21px;height:21px;stroke:currentColor}
.pills{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}.pills li,.struct-chip,.nav-chip{padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);font-size:.8rem;font-weight:700}.uw-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.uw-item{padding:24px;border-top:2px solid var(--blue);background:#fff;box-shadow:var(--shadow-sm)}.uw-item p{color:var(--muted);font-size:.9rem}
.product-glance{overflow:hidden;border:1px solid var(--line);border-radius:12px;background:#fff;box-shadow:var(--shadow-sm)}.product-glance-head{padding:20px 24px;background:var(--navy);color:#fff;font-weight:800}.product-glance-grid{display:grid;grid-template-columns:repeat(3,1fr)}.product-glance-cell{padding:22px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.product-glance-k{display:block;color:var(--muted-2);font-size:.73rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.product-glance-v{display:block;margin-top:7px;color:var(--navy);font-weight:750}
.callout{padding:20px 22px;border:1px solid #cadcff;border-left:3px solid var(--blue);border-radius:8px;background:var(--ice);color:var(--navy)}.callout p:last-child{margin-bottom:0}.callout--warn{border-color:#ead7ab;border-left-color:var(--warn);background:#fff9ea}.callout--good{border-color:#bfe5d8;border-left-color:var(--good);background:#f0fbf7}.callout--compare,.callout--scenario{background:#fff;border-color:var(--line);border-left-color:var(--navy)}.callout-h{margin-bottom:10px}.checklist{padding:24px;border:1px solid var(--line);border-radius:10px;background:#fff}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:10px;background:#fff;box-shadow:var(--shadow-sm)}.compare,.compare-table{width:100%;border-collapse:collapse}.compare th,.compare td,.compare-table th,.compare-table td{padding:16px 18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.compare th,.compare-table th{background:var(--sky);color:var(--navy);font-size:.79rem;text-transform:uppercase;letter-spacing:.05em}.compare td,.compare-table td{color:var(--muted)}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;overflow:hidden;background:var(--line);border:1px solid var(--line);border-radius:10px}.facts>div{padding:23px;background:#fff}.facts b{display:block;color:var(--navy)}.facts span{color:var(--muted);font-size:.84rem}
.accordion{display:grid;gap:10px}.acc{overflow:hidden;border:1px solid var(--line);border-radius:8px;background:#fff}.acc>button{display:flex;width:100%;align-items:center;justify-content:space-between;gap:18px;padding:18px 21px;border:0;background:none;color:var(--navy);font-weight:750;text-align:left}.plus{position:relative;width:20px;height:20px;flex:0 0 auto}.plus::before,.plus::after{content:"";position:absolute;background:var(--blue)}.plus::before{left:1px;right:1px;top:9px;height:2px}.plus::after{top:1px;bottom:1px;left:9px;width:2px;transition:transform .2s ease}.acc[data-open="true"] .plus::after{transform:rotate(90deg);opacity:0}.acc-body{max-height:0;overflow:hidden;transition:max-height .3s var(--ease)}.acc-body-inner{padding:0 21px 20px;color:var(--muted)}
.cta-band{position:relative;display:flex;align-items:center;justify-content:space-between;gap:30px;overflow:hidden;padding:clamp(32px,5vw,58px);border-radius:14px;background:linear-gradient(120deg,var(--navy),#0e3776);color:#b9c9dc}.cta-band h2{max-width:18ch;color:#fff}.cta-band p{max-width:54ch;margin-top:9px}.glow{position:absolute;width:300px;height:300px;right:-100px;top:-180px;border-radius:50%;background:rgba(58,140,255,.28);filter:blur(40px);pointer-events:none}
.sig-flow,.proc-flow,.refi-flow,.steps-flow{position:relative}.sig-flow,.proc-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.sig-node,.proc-step,.stage,.doc-tier,.freq-item,.pos-card,.info-panel{padding:23px;border:1px solid var(--line);border-radius:9px;background:#fff;box-shadow:var(--shadow-sm)}.sig-k,.proc-n,.stage-n{display:inline-flex;margin-bottom:12px;color:var(--blue);font-size:.75rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.sig-node p,.proc-step p,.stage p,.doc-tier p,.freq-item p,.pos-card p,.info-panel p{color:var(--muted);font-size:.88rem}.sig-arrow{display:none}.flow-svg{position:absolute;left:0;right:0;top:18px;width:100%;height:10px}.flow-line{stroke-dasharray:1;stroke-dashoffset:1}.steps-flow.in .flow-line{animation:drawLine 1.2s .2s var(--ease-out) forwards}.proc-steps{position:relative}.proc-n{width:34px;height:34px;align-items:center;justify-content:center;border-radius:50%;background:var(--ice)}
.timeline,.journey9-phases{display:grid;gap:16px}.tl-point,.phase{display:grid;grid-template-columns:50px 1fr;gap:18px;padding:22px;border-left:2px solid var(--line)}.tl-dot,.phase-tag{color:var(--blue);font-weight:800}.stage-body p{color:var(--muted)}.formula,.worked{margin:22px 0;padding:22px;border:1px solid var(--line);border-radius:9px;background:var(--sky)}.formula-k{display:block;color:var(--blue);font-weight:800}.formula code{display:block;margin-top:9px;color:var(--navy);font-size:1rem}.worked-list{display:grid;gap:8px;padding:0;list-style:none}.worked-list li{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid var(--line)}.worked-r{margin-top:16px;color:var(--blue);font-weight:800}.subnav{border-bottom:1px solid var(--line);background:rgba(255,255,255,.96)}.subnav-inner{display:flex;gap:18px;overflow:auto;padding-block:12px}.subnav a{color:var(--muted);font-size:.78rem;font-weight:800;white-space:nowrap}.subnav a.is-active{color:var(--blue)}

/* Purpose-built diagrams and debt tools */
.drr-cycle,.diagram,.equity-diagram,.hero-art,.calc-card,.bi-tool-card,.prop-dash{padding:26px;border:1px solid var(--line);border-radius:12px;background:#fff;box-shadow:var(--shadow-sm)}.drr-cycle,.deal-stack,.roadmap,.loc-stats,.sens-grid,.prop-dash{display:grid;gap:12px}.drr-node,.deal-layer,.prop-cell,.loc-k,.sens-row{padding:17px;border:1px solid var(--line);border-radius:7px;background:var(--sky)}.deal-stack{position:relative;padding:28px;border-radius:14px;background:linear-gradient(145deg,#07162d,#0c2d61);box-shadow:var(--shadow-lg)}.deal-layer{display:grid;grid-template-columns:38px 1fr;gap:3px 14px;border-color:rgba(255,255,255,.13);background:rgba(255,255,255,.07);color:#fff;transition:transform .25s var(--ease),background .25s ease}.deal-layer:hover{transform:translateX(6px);background:rgba(255,255,255,.11)}.deal-layer span{grid-row:1/3;color:#74a9ff;font-size:.72rem;font-weight:800}.deal-layer b{color:#fff}.deal-layer small{color:#9fb0c6}.drr-arrow{color:var(--blue);font-weight:800}.eq-row{display:grid;grid-template-columns:150px 1fr;gap:16px;align-items:center;margin:12px 0}.eq-bar,.sens-bar{height:11px;overflow:hidden;border-radius:999px;background:var(--ice)}.eq-bar::after,.sens-bar::after{content:"";display:block;width:var(--w,65%);height:100%;background:linear-gradient(90deg,var(--blue),var(--azure));animation:barGrow .9s var(--ease-out) both}
.pressure-wrap{display:grid;grid-template-columns:1fr auto 1fr;gap:18px;align-items:center}.pressure-col{padding:28px;border:1px solid var(--line);border-radius:10px;background:#fff}.pressure-before{border-top:3px solid var(--err)}.pressure-after{border-top:3px solid var(--good)}.pressure-converge{color:var(--blue);font-size:1.6rem}.pp-row{display:flex;justify-content:space-between;gap:18px;padding:10px 0;border-bottom:1px solid var(--line)}.pp-benefits{color:var(--muted)}.calc-grid,.row2,.row3,.bi-tool-row{display:grid;gap:16px}.calc-grid,.row2,.bi-tool-row{grid-template-columns:repeat(2,1fr)}.row3{grid-template-columns:repeat(3,1fr)}.calc-out{padding:20px;border-radius:8px;background:var(--navy);color:#fff}.calc-out-label{color:#9fb0c7;font-size:.75rem;font-weight:800;text-transform:uppercase}.calc-out-value{font-size:2rem;font-weight:800}.calc-note{color:#afbdd0}.art-head{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:18px}.art-head>b{color:var(--navy)}

/* Business Intelligence */
.bi-page{background:#f7f9fc}.bi-ticker{overflow:hidden;border-bottom:1px solid rgba(255,255,255,.1);background:#040c18;color:#fff}.bi-ticker-inner{height:42px;display:flex;align-items:center}.ticker-track{display:flex;width:max-content;animation:ticker 34s linear infinite}.tk{display:inline-flex;align-items:center;gap:7px;padding:0 25px;border-right:1px solid rgba(255,255,255,.12);font-size:.73rem;white-space:nowrap}.tk b{color:#8eacda;text-transform:uppercase;letter-spacing:.07em}.tk em{font-style:normal}.tk .up,.bi-trend.up,.bi-hero-c.up{color:#4ed5ad}.tk .down,.bi-trend.down,.bi-hero-c.down{color:#ff8a79}
.hero--bi{background:linear-gradient(128deg,#040c18,#081b37 62%,#0c2b5b);color:#bdc9da}.hero--bi::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px);background-size:64px 64px}.hero--bi>.wrap,.hero--bi .wrap:first-child{position:relative;z-index:1;display:block;padding-block:clamp(64px,8vw,104px)}.hero--bi h1{max-width:12ch;color:#fff}.hero--bi .lede{max-width:66ch;color:#adbed3}.hero--bi .eyebrow{color:#6fa7ff}.bi-status{display:flex;align-items:center;gap:10px;margin-top:24px}.bi-badge{display:inline-flex;align-items:center;gap:7px;padding:6px 9px;border:1px solid rgba(255,255,255,.18);border-radius:99px;color:#9dded7;font-size:.7rem;font-weight:800;text-transform:uppercase}.bi-badge::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--aqua);box-shadow:0 0 0 5px rgba(40,200,189,.1);animation:livePulse 2.4s ease-in-out infinite}.bi-updated{color:#8293aa;font-size:.78rem}.bi-hero-rail{display:grid;grid-template-columns:repeat(6,1fr);gap:1px;margin-top:34px;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.12)}.bi-hero-m{padding:17px;background:#07172d}.bi-hero-k{display:block;color:#7990ad;font-size:.66rem;font-weight:800;text-transform:uppercase}.bi-hero-v{display:block;margin-top:6px;color:#fff;font-size:1.15rem}.bi-hero-c{font-size:.68rem}
.bi-news-section{padding-block:clamp(58px,7vw,92px);background:#fff}.bi-news-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr);gap:44px}.bi-featured{min-height:300px;padding:34px;border:1px solid var(--line);border-radius:12px;background:linear-gradient(145deg,var(--ice),#fff);box-shadow:var(--shadow-md)}.bi-featured .bi-feat-body{display:flex;min-height:230px;flex-direction:column}.bi-featured h3{margin:20px 0 14px;font-size:clamp(1.75rem,3.2vw,2.65rem)}.bi-featured h3 a{color:var(--navy)}.bi-featured p{color:var(--muted)}.bi-meta{margin-top:auto;color:var(--muted-2);font-size:.75rem;font-weight:700}.bi-headlines{display:grid;border-top:1px solid var(--line)}.bi-headline{display:grid;grid-template-columns:1fr auto;gap:20px;padding:20px 0;border-bottom:1px solid var(--line);color:var(--navy);transition:padding .2s ease,color .2s ease}.bi-headline:hover{padding-left:8px;color:var(--blue)}.bi-headline-body{display:grid;gap:7px}.bi-headline b{font-size:.98rem;line-height:1.35}.bi-headline::after{content:"↗";color:var(--blue)}.bi-filters{display:flex;flex-wrap:wrap;gap:7px;margin:18px 0 10px}.filter-pill{padding:8px 12px;border:1px solid var(--line);border-radius:99px;background:#fff;color:var(--muted);font-size:.74rem;font-weight:800}.filter-pill.is-active{border-color:var(--navy);background:var(--navy);color:#fff}.bi-feed-state{margin-bottom:20px;padding:13px 15px;border:1px solid var(--line);border-radius:7px;background:var(--sky);color:var(--muted);font-size:.83rem}.bi-feed-state[data-state="live"]{border-color:#bfe7dc;background:#f1fbf7;color:#0b6d51}.bi-feed-state[data-state="unavailable"]{border-color:#ead7ab;background:#fff9ea;color:#76500b}.bi-unavailable{display:flex;min-height:210px;flex-direction:column;justify-content:center;padding:24px;border:1px dashed var(--line-2);border-radius:8px;color:var(--muted)}.bi-unavailable b{margin-bottom:7px;color:var(--navy)}[data-bi-markets]>.bi-feed-state,[data-bi-conditions]>.bi-feed-state{grid-column:1/-1;margin:0}.bi-live-dot{width:9px;height:9px;border-radius:50%;background:var(--aqua);box-shadow:0 0 0 5px rgba(40,200,189,.12)}
.bi-markets,.bi-metrics,.bi-metrics--cond{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.bi-metric{position:relative;min-width:0;padding:21px;border:1px solid var(--line);border-radius:9px;background:#fff;box-shadow:var(--shadow-sm)}.bi-metric-top{display:flex;align-items:flex-start;justify-content:space-between;gap:9px}.bi-metric-label{color:var(--muted);font-size:.73rem;font-weight:800;text-transform:uppercase}.bi-trend{font-size:.7rem;font-weight:800}.bi-metric-value{margin:13px 0 5px;color:var(--navy);font-size:1.7rem;font-weight:800;line-height:1}.bi-metric-unit{font-size:.72rem}.bi-metric-sub,.bi-metric-src{color:var(--muted-2);font-size:.69rem}.bi-metric-src{margin-top:8px}.spark{width:100%;height:36px;margin:12px 0}.spark-fill{fill:rgba(21,94,239,.08)}.spark-line{fill:none;stroke:var(--blue);stroke-width:2;stroke-dasharray:160;stroke-dashoffset:160}.spark-line.draw{animation:drawSpark .8s var(--ease-out) forwards}
.bi-grid-2{display:grid;grid-template-columns:1fr 340px;gap:36px}.bi-aside{display:grid;align-content:start;gap:16px}.bi-panel{padding:23px;border:1px solid var(--line);border-radius:9px;background:#fff}.bi-panel-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px}.bi-panel-sub{color:var(--muted);font-size:.86rem}.bi-changed{display:grid;gap:11px;padding:0;list-style:none}.bi-changed li{display:grid;grid-template-columns:8px 1fr;gap:10px;color:var(--muted);font-size:.84rem}.wc-dot,.ci-dot{width:8px;height:8px;margin-top:7px;border-radius:50%;background:var(--blue)}.bi-changed em{display:block;color:var(--muted-2);font-size:.71rem;font-style:normal}.bi-sources{display:flex;flex-wrap:wrap;gap:7px}.bi-sources a,.bi-sources span{padding:7px 9px;border:1px solid var(--line);border-radius:5px;background:var(--sky);color:var(--muted);font-size:.72rem;font-weight:700}
.bi-watch-grid,.isig-grid,.research-grid,.bi-tools{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.bi-watch,.isig,.bi-tool{display:flex;min-height:190px;flex-direction:column;padding:23px;border:1px solid var(--line);border-radius:9px;background:#fff;color:var(--navy);box-shadow:var(--shadow-sm);transition:transform .2s var(--ease),box-shadow .2s ease}.bi-watch:hover,.bi-tool:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);color:var(--blue)}.bi-watch-k{color:var(--blue);font-size:.68rem;font-weight:800;text-transform:uppercase}.bi-watch b,.bi-tool b{margin:13px 0 9px}.bi-watch>span:not(.bi-watch-k):not(.link-arrow),.bi-tool>span:not(.ic):not(.link-arrow){color:var(--muted);font-size:.83rem}.bi-watch .link-arrow,.bi-tool .link-arrow{margin-top:auto;font-size:.78rem}.isig{min-height:150px}.isig-body p{color:var(--muted);font-size:.84rem}.tool-suite{display:grid;gap:42px;margin-top:55px}.bi-tool-card{display:grid;gap:15px}.bi-tool-q{display:grid;grid-template-columns:1fr auto auto;gap:14px;align-items:center;padding-bottom:14px;border-bottom:1px solid var(--line)}.bi-tool-q>span{font-weight:700}.bi-tool-q label{font-size:.83rem;color:var(--muted)}.bi-tool-out{padding:19px;border-radius:8px;background:var(--ice);color:var(--navy)}.bi-loading{display:grid;gap:12px}.bi-skeleton{height:20px;border-radius:4px;background:linear-gradient(90deg,#edf1f6 20%,#f9fbfd 50%,#edf1f6 80%);background-size:220% 100%;animation:skeleton 1.4s linear infinite}.bi-skeleton:nth-child(2){width:85%}.bi-skeleton:nth-child(3){width:65%}

/* Application shell */
.application-body{background:#eef3f9}.application-header{position:sticky;top:0;z-index:70;height:64px;border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);backdrop-filter:blur(16px)}.application-header .wrap{height:100%;display:grid;grid-template-columns:1fr auto 1fr;align-items:center}.application-header .brand{justify-self:start}.application-header .brand .logo-img{width:50px;height:50px;object-fit:contain}.application-header .app-return{justify-self:center;color:var(--muted);font-size:.82rem;font-weight:750}.application-header .app-secure{display:flex;align-items:center;gap:8px;justify-self:end;color:var(--good);font-size:.75rem;font-weight:800}.app-secure::before{content:"";width:8px;height:8px;border-radius:50%;background:currentColor;box-shadow:0 0 0 5px rgba(8,122,88,.1)}
.app-page{min-height:calc(100vh - 64px);padding:42px 0 72px;background:linear-gradient(135deg,#eef3f9,#f8fafc 48%,#edf5ff)}.apx-shell{display:grid;grid-template-columns:310px minmax(0,1fr);gap:28px;max-width:1180px;margin-inline:auto;padding-inline:var(--gut);align-items:start}.apx-head{overflow:hidden;padding:34px 30px;border-radius:15px;background:linear-gradient(155deg,#07162d,#0b2e63);color:#b8c6d9;box-shadow:var(--shadow-lg)}.apx-head::after{content:"";position:absolute;right:-120px;bottom:-150px;width:310px;height:310px;border:1px solid rgba(95,156,255,.28);border-radius:50%;box-shadow:0 0 0 60px rgba(95,156,255,.04)}.apx-shell--heloc .apx-head{background:linear-gradient(155deg,#0a2349,#0c4b78)}
.apx-brand{position:relative;z-index:1;display:grid;gap:16px;padding-bottom:26px;border-bottom:1px solid rgba(255,255,255,.15)}.apx-brand .logo-img{width:54px;height:54px;object-fit:cover;border-radius:6px;background:#fff}.apx-title{max-width:11ch;color:#fff;font-size:1.75rem;line-height:1.12}.apx-intro{color:#aebdd0;font-size:.82rem}.apx-progress{position:relative;z-index:1;margin-top:24px}.apx-step{display:block;margin-bottom:10px;color:#7fb0ff;font-size:.73rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.apx-progress>.pbar{height:3px;margin:0 0 22px;background:rgba(255,255,255,.15)}.apx-progress>.pbar i{display:block;width:16.67%;height:100%;background:linear-gradient(90deg,var(--azure),var(--aqua));transition:width .4s var(--ease)}
.progress-list{display:grid;gap:3px;padding:0;margin:0;list-style:none}.progress-list li{position:relative;display:grid;grid-template-columns:28px 1fr;gap:11px;align-items:center;min-height:40px;color:#8698b0;font-size:.78rem;font-weight:700;transition:color .2s ease}.progress-list li::before{content:"";position:absolute;left:13px;top:32px;width:1px;height:18px;background:rgba(255,255,255,.13)}.progress-list li:last-child::before{display:none}.apx-n{display:flex;width:28px;height:28px;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.2);border-radius:50%;font-size:.7rem}.progress-list li[data-state="active"]{color:#fff}.progress-list li[data-state="active"] .apx-n{border-color:#70a8ff;background:rgba(58,140,255,.18);box-shadow:0 0 0 5px rgba(58,140,255,.08)}.progress-list li[data-state="done"]{color:#a9bcce}.progress-list li[data-state="done"] .apx-n{border-color:var(--aqua);background:var(--aqua);color:#062c31;font-size:0}.progress-list li[data-state="done"] .apx-n::after{content:"✓";font-size:.72rem;font-weight:900}
.apx-card{min-height:690px;overflow:hidden;border:1px solid var(--line);border-radius:15px;background:#fff;box-shadow:var(--shadow-md)}.apx-card form{display:flex;min-height:690px;flex-direction:column;padding:clamp(26px,4.5vw,52px) clamp(24px,5vw,62px) 0}.apx-card form>.pbar,.apx-card form>.pstep-label{display:none}.step-pane{display:none;flex:1}.step-pane[data-active="true"]{display:block;animation:stepIn .42s var(--ease-out) both}.step-pane h3{margin-bottom:8px;font-size:clamp(1.7rem,3vw,2.35rem)}.step-pane .sub{margin-bottom:30px;color:var(--muted)}
.field{margin-bottom:20px}.field.row2,.field.row3{margin-bottom:0}.field.row2>div>.field,.field.row3>div>.field{margin-bottom:20px}.lab{display:block;margin-bottom:8px;color:var(--navy);font-size:.82rem;font-weight:800}.req{color:var(--err)}.input,.select,.textarea{width:100%;min-height:56px;padding:14px 15px;border:1px solid var(--line-2);border-radius:7px;background:#fff;color:var(--ink);font-size:1rem;transition:border-color .18s ease,box-shadow .18s ease,background .18s ease}.input:hover,.select:hover,.textarea:hover{border-color:#aebed1}.input:focus,.select:focus,.textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(21,94,239,.11)}.textarea{min-height:120px;resize:vertical}
.money,.pct{position:relative}.money::before,.pct::after{position:absolute;z-index:1;top:50%;transform:translateY(-50%);color:var(--muted-2);font-weight:800}.money::before{content:"$";left:15px}.money .input{padding-left:29px}.pct::after{content:"%";right:15px}.pct .input{padding-right:34px}.err-msg{display:none;margin:6px 0 0;color:var(--err);font-size:.78rem}.field.invalid .err-msg{display:block}.field.invalid .input,.field.invalid .select,.field.invalid .upload-card{border-color:var(--err);background:#fff7f5;box-shadow:0 0 0 3px rgba(189,51,36,.08)}
.choice-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}.choice{position:relative}.choice input{position:absolute;opacity:0;pointer-events:none}.choice span{display:flex;min-height:56px;align-items:center;justify-content:center;padding:11px;border:1px solid var(--line-2);border-radius:7px;background:#fff;color:var(--navy);font-size:.86rem;font-weight:750;text-align:center;transition:border .18s ease,background .18s ease,transform .18s ease}.choice:hover span{transform:translateY(-1px);border-color:#99b9f7}.choice input:checked+span{border-color:var(--blue);background:var(--ice);color:var(--blue);box-shadow:inset 0 0 0 1px var(--blue)}.choice input:focus-visible+span{outline:3px solid rgba(21,94,239,.34);outline-offset:2px}.cond:not([hidden]){animation:expandIn .3s var(--ease-out) both}.combo{position:relative}.combo-list{position:absolute;z-index:20;left:0;right:0;top:78px;max-height:250px;overflow:auto;padding:6px;margin:0;border:1px solid var(--line);border-radius:7px;background:#fff;box-shadow:var(--shadow-md);list-style:none}.combo-list li{padding:9px;border-radius:5px}.combo-list li:hover,.combo-list li[aria-selected="true"]{background:var(--ice)}
.position{margin-bottom:14px;padding:22px;border:1px solid var(--line);border-radius:9px;background:var(--sky);transition:opacity .25s ease,transform .25s ease}.position.adding{opacity:0;transform:translateY(12px)}.position.removing{opacity:0;transform:translateX(18px)}.position-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}.position-title{color:var(--navy);font-weight:800}.position-remove{border:0;background:none;color:var(--err);font-size:.78rem;font-weight:800}.debt-total{padding:13px 15px;border-radius:7px;background:var(--ice);color:var(--navy);font-size:.85rem}
.upload-group-label{margin:26px 0 14px;color:var(--navy);font-weight:800}.upload-card{display:block;padding:24px;border:1px dashed #9fb4cc;border-radius:9px;background:#fbfdff;text-align:center;transition:border .18s ease,background .18s ease,transform .18s ease}.upload-card:hover{transform:translateY(-2px);border-color:var(--blue);background:var(--ice)}.upload-input{position:absolute;width:1px;height:1px;opacity:0}.upload-inner{display:grid;justify-items:center;gap:8px}.upload-ic{display:flex;width:43px;height:43px;align-items:center;justify-content:center;border-radius:50%;background:var(--ice);color:var(--blue)}.upload-ic svg{width:21px}.upload-cta{color:var(--blue);font-weight:800}.upload-fmt,.upload-hint{color:var(--muted-2);font-size:.74rem}.upload-files{display:grid;gap:7px;padding:0;margin:10px 0 0;list-style:none}.upload-files li{display:grid;grid-template-columns:22px 1fr auto;gap:8px;align-items:center;padding:9px;border:1px solid var(--line);border-radius:6px;background:#fff;font-size:.75rem}.upload-files .fx svg{width:18px}.upload-files .rm{border:0;background:none;color:var(--err)}
.review-grid{display:grid;gap:13px}.review-block{padding:20px;border:1px solid var(--line);border-radius:9px;background:var(--sky)}.review-block h4{display:flex;justify-content:space-between;gap:15px;margin-bottom:14px}.review-block h4 a{font-size:.75rem}.review-block dl{display:grid;grid-template-columns:1fr 1fr;gap:10px 22px;margin:0}.review-block dt{color:var(--muted-2);font-size:.73rem}.review-block dd{margin:0;color:var(--navy);font-size:.86rem;font-weight:750;overflow-wrap:anywhere}.review-position{margin-top:12px;padding-top:12px;border-top:1px solid var(--line)}.consent{display:flex;gap:11px;margin-top:18px;padding:16px;border:1px solid var(--line);border-radius:8px;background:var(--sky);color:var(--muted);font-size:.76rem}.consent input{width:18px;height:18px;flex:0 0 auto;margin-top:2px;accent-color:var(--blue)}.form-alert{display:none;margin-top:18px;padding:14px;border:1px solid #efc3bd;border-radius:7px;background:#fff5f3;color:var(--err);font-size:.83rem}.form-alert.show{display:block}.form-alert.ok{border-color:#bfe5d8;background:#f0fbf7;color:var(--good)}.upload-progress{display:grid;gap:8px;margin-top:22px}.upload-progress h4{margin-bottom:5px}.up-row{display:grid;grid-template-columns:1fr auto auto;gap:9px;align-items:center;padding:10px;border:1px solid var(--line);border-radius:6px;font-size:.75rem}.up-state{color:var(--muted)}.up-state[data-state="uploaded"]{color:var(--good)}.up-state[data-state="failed"]{color:var(--err)}.up-retry{border:0;background:none;color:var(--blue);font-weight:800}
.success{padding:50px 10px;text-align:center}.success .badge{display:flex;width:74px;height:74px;align-items:center;justify-content:center;margin:0 auto 22px;border-radius:50%;background:#e9f8f3;color:var(--good);animation:successPop .55s var(--ease-out) both}.success .badge svg{width:34px;stroke:currentColor}.success-meta{display:grid;gap:8px;max-width:520px;margin:24px auto 0;text-align:left}.success-meta>div{display:flex;justify-content:space-between;gap:18px;padding:12px 0;border-bottom:1px solid var(--line)}.success-meta dt{color:var(--muted)}.success-meta dd{margin:0;color:var(--navy);font-weight:800;overflow-wrap:anywhere}
.carry-panel{margin-bottom:24px;padding:20px;border:1px solid #bfd6ff;border-radius:9px;background:var(--ice)}.carry-head{display:flex;align-items:center;justify-content:space-between;gap:15px}.carry-edit{border:0;background:none;color:var(--blue);font-weight:800}.carry-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:15px}.carry-cell{padding:11px;border-radius:6px;background:#fff}.carry-cell span{display:block;color:var(--muted-2);font-size:.68rem}.carry-cell b{color:var(--navy)}.carry-cell--accent{background:var(--navy)}.carry-cell--accent span,.carry-cell--accent b{color:#fff}.gate-block{padding:20px;border:1px solid #efd39b;border-radius:8px;background:#fff9e9}.hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important}.application-footer{padding:24px var(--gut);color:var(--muted-2);font-size:.72rem;text-align:center}

/* Footer */
.site-footer{padding:68px 0 30px;background:#050e1c;color:#8fa0b7}.site-footer .brand .logo-img{background:#fff}.footer-top{display:grid;grid-template-columns:1.5fr repeat(5,1fr);gap:30px}.footer-brand p{max-width:32ch;margin-top:16px;font-size:.83rem}.footer-email a{color:#b9c7da}.footer-col h5{margin-bottom:14px;color:#fff;font-size:.7rem;letter-spacing:.1em;text-transform:uppercase}.footer-col ul{display:grid;gap:8px;padding:0;margin:0;list-style:none}.footer-col a{color:#8fa0b7;font-size:.78rem}.footer-col a:hover{color:#fff}.footer-bottom{margin-top:40px;padding-top:24px;border-top:1px solid rgba(255,255,255,.11)}.footer-bottom>p{max-width:86ch;font-size:.72rem}.footer-bottom-row{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-top:16px}.footer-legal-links{display:flex;flex-wrap:wrap;gap:15px}.footer-legal-links a,.footer-copy{color:#728299;font-size:.7rem}

/* Motion */
.js .reveal,.js [data-stagger]>*{opacity:0;transform:translateY(22px);transition:opacity .65s var(--ease-out),transform .65s var(--ease-out)}.js .reveal.in,.js [data-stagger].in>*{opacity:1;transform:none}.js [data-stagger].in>*:nth-child(2){transition-delay:.07s}.js [data-stagger].in>*:nth-child(3){transition-delay:.14s}.js [data-stagger].in>*:nth-child(4){transition-delay:.21s}.js [data-stagger].in>*:nth-child(5){transition-delay:.28s}.js [data-stagger].in>*:nth-child(6){transition-delay:.35s}
.hero-seq{opacity:0;animation:heroIn .72s var(--ease-out) forwards}.hero-seq:nth-child(1){animation-delay:.06s}.hero-seq:nth-child(2){animation-delay:.14s}.hero-seq:nth-child(3){animation-delay:.22s}.hero-seq:nth-child(4){animation-delay:.3s}.hero-seq:nth-child(5){animation-delay:.38s}
@keyframes heroIn{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}@keyframes eyebrowLine{from{transform:scaleX(0)}to{transform:scaleX(1)}}@keyframes orbit{to{transform:translate(-34px,30px) scale(.96)}}@keyframes ticker{to{transform:translateX(-50%)}}@keyframes livePulse{50%{box-shadow:0 0 0 9px rgba(40,200,189,0)}}@keyframes drawLine{to{stroke-dashoffset:0}}@keyframes drawSpark{to{stroke-dashoffset:0}}@keyframes barGrow{from{width:0}}@keyframes stepIn{from{opacity:0;transform:translateX(18px)}to{opacity:1;transform:none}}@keyframes expandIn{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}@keyframes successPop{0%{opacity:0;transform:scale(.55)}70%{transform:scale(1.08)}100%{opacity:1;transform:scale(1)}}@keyframes skeleton{to{background-position:-220% 0}}

@media (max-width:1120px){.nav-links>a,.nav-top{padding-inline:7px;font-size:.78rem}.nav{gap:14px}.footer-top{grid-template-columns:1.4fr repeat(3,1fr)}.footer-col:nth-of-type(n+4){margin-top:12px}.bi-hero-rail{grid-template-columns:repeat(3,1fr)}}
@media (max-width:960px){:root{--header-h:60px}.site-header{height:var(--header-h)}.nav{height:var(--header-h)}.brand .logo-img{width:43px;height:43px}.nav-links{display:none}.hamburger{display:flex}.nav-right>.btn{display:none}.hero>.wrap,.hero .wrap:first-child{grid-template-columns:1fr}.hero--home{min-height:0}.capital-paths{max-width:650px}.need-grid,.struct-grid{grid-template-columns:repeat(2,1fr)}.struct-card--wide{grid-column:span 2}.cards--4,.uw-grid,.bi-markets,.bi-metrics,.bi-metrics--cond{grid-template-columns:repeat(2,1fr)}.split,.split2,.split-2,.media-split,.page-hero--split .wrap,.bi-news-grid,.bi-grid-2{grid-template-columns:1fr}.aside{position:static}.sig-flow,.proc-steps{grid-template-columns:repeat(2,1fr)}.apx-shell{grid-template-columns:1fr;max-width:860px}.apx-head{padding:25px}.apx-brand{display:flex;align-items:center;gap:15px;padding-bottom:20px}.apx-brand .logo-img{width:46px;height:46px}.apx-title{font-size:1.35rem}.apx-intro{display:none}.apx-progress{margin-top:17px}.progress-list{grid-template-columns:repeat(6,1fr);gap:5px}.progress-list li{display:block;min-height:0;text-align:center}.progress-list li::before{left:calc(50% + 16px);right:calc(-50% + 16px);top:13px;width:auto;height:1px}.apx-n{position:relative;z-index:1;margin:0 auto 7px;background:#0b2b59}.apx-t{display:block;font-size:.62rem}.apx-card{min-height:0}.apx-card form{min-height:620px}.bi-watch-grid,.isig-grid,.research-grid,.bi-tools{grid-template-columns:repeat(2,1fr)}}
@media (max-width:680px){body{font-size:16px}.section{padding-block:62px}.section-head{align-items:flex-start;flex-direction:column;margin-bottom:26px}h1{font-size:clamp(2.45rem,13vw,4rem)}h2{font-size:clamp(1.85rem,9vw,2.8rem)}.hero>.wrap,.hero .wrap:first-child{padding-block:64px}.hero--home::after{right:-390px}.capital-paths{padding:18px}.capital-path{grid-template-columns:28px 1fr auto;padding-block:14px}.capital-path small{display:none}.need-grid,.struct-grid,.cards--2,.cards--3,.cards--4,.uw-grid,.facts,.product-glance-grid,.bi-markets,.bi-metrics,.bi-metrics--cond,.bi-watch-grid,.isig-grid,.research-grid,.bi-tools,.bip-ed-grid,.bip-metrics,.home-tools-grid{grid-template-columns:1fr}.struct-card--wide{grid-column:auto}.need-card{min-height:120px}.home-tools-grid{gap:46px}.sig-flow,.proc-steps{grid-template-columns:1fr}.flow-svg{display:none}.row2,.row3,.calc-grid,.bi-tool-row,.field.row2,.field.row3{grid-template-columns:1fr}.pressure-wrap{grid-template-columns:1fr}.pressure-converge{transform:rotate(90deg);justify-self:center}.cta-band{align-items:flex-start;flex-direction:column}.cta-band h2{max-width:none}.footer-top{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom-row{align-items:flex-start;flex-direction:column}.application-header .app-secure{display:none}.app-page{padding-top:20px}.apx-shell{padding-inline:12px}.apx-head{border-radius:11px}.apx-brand{padding-bottom:14px}.apx-progress>.pbar{margin-bottom:14px}.apx-t{display:none}.progress-list li::before{top:13px}.apx-card{border-radius:11px}.apx-card form{min-height:560px;padding:28px 20px 0}.step-pane h3{font-size:1.8rem}.choice-grid{grid-template-columns:1fr 1fr}.review-block dl{grid-template-columns:1fr}.carry-grid{grid-template-columns:1fr 1fr}.success-meta>div{align-items:flex-start;flex-direction:column;gap:4px}.bi-hero-rail{grid-template-columns:repeat(2,1fr)}.bi-featured{padding:25px}.bi-tool-q{grid-template-columns:1fr}.bi-news-grid{gap:28px}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}.js .reveal,.js [data-stagger]>*{opacity:1!important;transform:none!important}}

/* --------------------------------------------------------------------------
   Pass E correction — editorial finance shell, denser rhythm, visible motion
   -------------------------------------------------------------------------- */
:root{
  --display:"Newsreader",Georgia,"Times New Roman",serif;
}

body:not(.application-body) h1,
body:not(.application-body) h2{
  font-family:var(--display);
  font-weight:600;
  letter-spacing:-.045em;
}

.section{padding-block:clamp(56px,7vw,88px)}
.section--tight{padding-block:clamp(40px,5vw,64px)}
.section-head{margin-bottom:clamp(25px,3vw,38px)}
.section-head h2{max-width:17ch}
.text-link{display:inline-flex;align-items:center;gap:8px;color:var(--navy);font-size:.84rem;font-weight:800}
.text-link span{color:var(--blue);transition:transform .22s var(--ease)}
.text-link:hover span{transform:translateX(4px)}

/* Homepage: split intake, product switch, underwriting sequence */
.home-v12{
  min-height:0;
  background:linear-gradient(118deg,#061329 0%,#09244a 62%,#0c3470 100%);
}
.home-v12>.wrap{
  grid-template-columns:minmax(0,1.04fr) minmax(410px,.96fr);
  gap:clamp(42px,6vw,84px);
  padding-block:clamp(58px,7.5vw,94px);
}
.home-v12 h1{max-width:9.5ch;font-size:clamp(3.55rem,6.4vw,6.15rem);line-height:.91}
.home-v12 .lede{max-width:52ch;margin-top:22px;font-size:clamp(1.03rem,1.35vw,1.18rem);line-height:1.68}
.home-v12::before{background-size:58px 58px;opacity:.72}
.home-v12::after{right:-330px;top:-310px;opacity:.72;animation:capitalOrbit 10s var(--ease-in-out,ease-in-out) infinite alternate}
.home-v12 .hero-copy{padding-block:10px}
.hero-proof{display:flex;flex-wrap:wrap;gap:10px 24px;padding:0;margin:25px 0 0;list-style:none;color:#b7c7da;font-size:.78rem;font-weight:700}
.hero-proof li{position:relative;padding-left:17px}
.hero-proof li::before{content:"";position:absolute;left:0;top:.48em;width:8px;height:8px;border:2px solid #5ed4c9;border-radius:50%}

.capital-intake{position:relative;padding:clamp(26px,3.5vw,38px);border:1px solid rgba(255,255,255,.34);border-radius:14px;background:#fff;color:var(--ink);box-shadow:0 30px 90px rgba(0,0,0,.28);overflow:hidden}
.capital-intake::before{content:"";position:absolute;inset:0 0 auto;height:4px;background:linear-gradient(90deg,var(--blue),var(--aqua));transform-origin:left;animation:intakeLine .9s .35s var(--ease-out) both}
.capital-intake h2{max-width:12ch;margin-top:22px;font-family:var(--display);font-size:clamp(2rem,3.3vw,2.8rem);font-weight:600;line-height:1}
.capital-intake>p{max-width:50ch;margin:13px 0 21px;color:var(--muted);font-size:.87rem;line-height:1.6}
.intake-status{display:flex;align-items:center;justify-content:space-between;gap:14px;color:var(--navy);font-size:.68rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.intake-status span:last-child{display:flex;align-items:center;gap:7px;color:var(--good)}
.intake-status i{width:7px;height:7px;border-radius:50%;background:#18aa7c;box-shadow:0 0 0 5px rgba(24,170,124,.1);animation:livePulse 2.2s infinite}
.quick-capital{display:grid;gap:8px}
.quick-capital>label,.quick-capital-grid label{color:var(--navy);font-size:.73rem;font-weight:800}
.quick-capital .input,.quick-capital .select{height:54px;margin-top:7px;background:#f8fafc;border-color:#cfd9e6}
.quick-capital-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin:5px 0 10px}
.quick-capital .btn{margin-top:2px}
.quick-capital>small{text-align:center;color:var(--muted-2);font-size:.69rem}
.hero-panel-in{animation:heroPanelIn .85s .12s var(--ease-out) both}

.hero-trust{position:relative;z-index:2;border-top:1px solid rgba(255,255,255,.12);background:rgba(2,12,27,.28)}
.home-v12 .hero-trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0;padding-block:0}
.hero-trust span{display:flex;align-items:center;gap:12px;min-height:62px;padding:12px 20px;border-right:1px solid rgba(255,255,255,.1);color:#becce0;font-size:.74rem;font-weight:700;animation:trustRise .55s var(--ease-out) both}
.hero-trust span:first-child{border-left:1px solid rgba(255,255,255,.1)}
.hero-trust span:nth-child(2){animation-delay:.08s}.hero-trust span:nth-child(3){animation-delay:.16s}.hero-trust span:nth-child(4){animation-delay:.24s}
.hero-trust b{color:#5f9cff;font-size:.66rem;letter-spacing:.08em}

.home-fit{background:#fff}
.funding-switcher{display:grid;grid-template-columns:300px minmax(0,1fr);min-height:410px;border:1px solid var(--line-2);border-radius:14px;background:#fff;box-shadow:0 20px 60px rgba(7,22,45,.08);overflow:hidden}
.funding-tabs{display:grid;align-content:stretch;background:#f2f6fb;border-right:1px solid var(--line)}
.funding-tabs button{position:relative;display:flex;align-items:center;gap:15px;padding:20px 24px;border:0;border-bottom:1px solid var(--line);background:transparent;color:var(--muted);font-size:.84rem;font-weight:800;text-align:left;transition:background .25s ease,color .25s ease,padding .25s var(--ease)}
.funding-tabs button:last-child{border-bottom:0}
.funding-tabs button::after{content:"";position:absolute;inset:0 auto 0 0;width:3px;background:var(--blue);transform:scaleY(0);transition:transform .3s var(--ease-out)}
.funding-tabs button span{color:#91a0b5;font-size:.68rem}
.funding-tabs button[aria-selected="true"]{padding-left:30px;background:#fff;color:var(--navy)}
.funding-tabs button[aria-selected="true"]::after{transform:scaleY(1)}
.funding-tabs button[aria-selected="true"] span{color:var(--blue)}
.funding-panels{display:grid}
.funding-panel{grid-area:1/1;grid-template-columns:minmax(0,.92fr) minmax(300px,1.08fr);gap:clamp(30px,5vw,68px);align-items:center;padding:clamp(30px,5vw,62px);animation:fundingPanelIn .42s var(--ease-out) both}
.funding-panel[data-active="true"]{display:grid}
.funding-panel h3{max-width:16ch;margin:12px 0 15px;font-family:var(--display);font-size:clamp(1.85rem,3vw,2.7rem);font-weight:600;line-height:1.02}
.funding-panel p{color:var(--muted);font-size:.9rem}
.panel-links{display:flex;flex-wrap:wrap;gap:9px 22px;margin-top:22px}
.panel-links a{font-size:.79rem;font-weight:800}
.panel-links a span{display:inline-block;transition:transform .2s ease}
.panel-links a:hover span{transform:translateX(4px)}
.fit-flow{display:grid;grid-template-columns:1fr 44px 1fr;align-items:center}
.fit-flow>div{min-height:190px;padding:24px;border:1px solid var(--line);background:#f8fafc}
.fit-flow>div:last-child{border-color:#bed2fa;background:var(--ice)}
.fit-flow small,.fit-flow b,.fit-flow span{display:block}
.fit-flow small{color:var(--blue);font-size:.66rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase}
.fit-flow b{margin:24px 0 8px;color:var(--navy);font-size:.97rem}
.fit-flow span{color:var(--muted);font-size:.75rem;line-height:1.55}
.fit-flow>i{position:relative;height:1px;background:var(--blue)}
.fit-flow>i::after{content:"";position:absolute;right:0;top:50%;width:8px;height:8px;border-top:2px solid var(--blue);border-right:2px solid var(--blue);transform:translateY(-50%) rotate(45deg)}
.fit-flow--pressure>div:first-child{border-color:#ead7ab;background:#fff9eb}

.home-products{background:#f3f6fa}
.product-ledger{border-top:1px solid var(--line-2)}
.product-row{display:grid;grid-template-columns:52px minmax(0,1fr) 150px 28px;gap:18px;align-items:center;min-height:84px;padding:15px 22px;border-bottom:1px solid var(--line-2);color:var(--navy);transition:background .22s ease,padding .22s var(--ease),box-shadow .22s ease}
.product-row:hover{padding-inline:30px;background:#fff;color:var(--navy);box-shadow:0 12px 34px rgba(7,22,45,.07)}
.product-index{color:#8a9ab0;font-size:.7rem;font-weight:800;letter-spacing:.08em}
.product-row>b,.product-row span{min-width:0}
.product-row b{display:block;font-size:1rem}
.product-row small{display:block;margin-top:3px;color:var(--muted);font-size:.76rem}
.product-row em{justify-self:start;padding:6px 9px;border:1px solid var(--line);border-radius:99px;color:var(--muted);font-size:.65rem;font-style:normal;font-weight:800;text-transform:uppercase}
.product-row>i{color:var(--blue);font-style:normal;transition:transform .2s ease}
.product-row:hover>i{transform:translateX(5px)}

.review-layout{display:grid;grid-template-columns:minmax(360px,.9fr) minmax(0,1.1fr);gap:clamp(44px,7vw,90px);align-items:center}
.review-board{position:relative;padding:24px;border:1px solid #1f3c68;border-radius:13px;background:#07162d;color:#b8c6d9;box-shadow:0 28px 70px rgba(7,22,45,.22);overflow:hidden}
.review-board::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent,rgba(57,138,255,.13),transparent);transform:translateX(-110%)}
.review-board.in::before{animation:reviewSweep 2.8s .2s var(--ease-out) infinite}
.review-board-head{position:relative;display:flex;justify-content:space-between;gap:15px;padding-bottom:17px;border-bottom:1px solid rgba(255,255,255,.13);color:#fff;font-size:.68rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase}
.review-board-head span:last-child{display:flex;align-items:center;gap:7px;color:#70cfc6}
.review-board-head i{width:6px;height:6px;border-radius:50%;background:var(--aqua)}
.review-scan{position:relative;display:grid;gap:18px;margin-top:22px}
.review-scan span{position:relative;display:grid;grid-template-columns:1fr auto;gap:5px;padding-bottom:16px;border-bottom:1px solid rgba(255,255,255,.1)}
.review-scan span::after{content:"";position:absolute;left:0;bottom:-1px;width:var(--scan);height:2px;background:linear-gradient(90deg,var(--blue),var(--aqua));transform:scaleX(0);transform-origin:left}
.review-board.in .review-scan span::after{animation:scanGrow .8s var(--ease-out) forwards}
.review-board.in .review-scan span:nth-child(2)::after{animation-delay:.12s}.review-board.in .review-scan span:nth-child(3)::after{animation-delay:.24s}.review-board.in .review-scan span:nth-child(4)::after{animation-delay:.36s}
.review-scan b{color:#fff;font-size:.84rem}.review-scan em{grid-column:1/-1;color:#8194ae;font-size:.68rem;font-style:normal}
.review-copy h2{max-width:13ch;margin-bottom:18px}
.review-process{display:grid;gap:0;padding:0;margin:26px 0;list-style:none;border-top:1px solid var(--line)}
.review-process li{display:grid;grid-template-columns:34px 1fr;gap:14px;padding:15px 0;border-bottom:1px solid var(--line)}
.review-process li>span{display:flex;width:28px;height:28px;align-items:center;justify-content:center;border-radius:50%;background:var(--ice);color:var(--blue);font-size:.7rem;font-weight:800}
.review-process b{color:var(--navy);font-size:.86rem}.review-process p{margin:3px 0 0;color:var(--muted);font-size:.75rem}

.home-newsroom{padding-block:clamp(54px,6vw,78px)}
.home-newsroom .section-head{align-items:center}
.home-bi-preview{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(310px,.9fr);padding:0;border:1px solid rgba(255,255,255,.15);background:#081b37}
.home-bi-story,.home-bi-data{padding:clamp(24px,3vw,36px)}
.home-bi-data{border-left:1px solid rgba(255,255,255,.13)}
.home-bi-preview .bip-news{margin:15px 0 0;padding:0;border:0}
.home-bi-preview .bip-news a{display:block;font-family:var(--display);font-size:clamp(1.45rem,2.5vw,2.1rem);font-weight:600;line-height:1.08}
.home-bi-preview .bip-news .bip-m-s{display:block;margin-top:14px}
.home-bi-preview .bip-editorial{margin-top:16px}.home-bi-preview .bip-editorial b{color:#fff}
.home-bi-preview .bip-editorial p{color:#9eb0c8;font-size:.82rem}
.home-bi-preview .bi-feed-state{margin:0;border-color:rgba(255,255,255,.14);background:rgba(255,255,255,.04);color:#b5c4d8}
.home-close{background:#fff}

/* Applications: centered form with one compact sticky progress header */
.application-body{background:#f3f6fa}
.application-header{height:64px;background:#fff;border-bottom:1px solid var(--line)}
.application-header .wrap{height:64px}
.app-page{padding:30px 0 64px;background:linear-gradient(180deg,#eef3f8 0,#f8fafc 240px,#f8fafc 100%)}
.app-page>.wrap{width:100%;max-width:none;padding-inline:var(--gut)}
.apx-shell{display:block;max-width:980px;margin-inline:auto;padding:0}
.apx-head{display:grid;grid-template-columns:260px minmax(0,1fr);gap:28px;align-items:center;margin-bottom:18px;padding:18px 22px;overflow:visible;border:1px solid var(--line);border-radius:12px;background:rgba(255,255,255,.97);color:var(--ink);box-shadow:0 12px 35px rgba(7,22,45,.09)}
.apx-head::after{display:none}
.apx-shell--heloc .apx-head{background:rgba(246,251,255,.98);border-color:#cfe1f6}
.apx-brand{min-width:0;padding:0;border:0}
.apx-kicker{display:block;margin-bottom:4px;color:var(--blue);font-size:.61rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.apx-title{color:var(--navy);font-family:var(--sans);font-size:1.05rem;font-weight:800;letter-spacing:-.02em;line-height:1.2}
.apx-intro{margin:4px 0 0;color:var(--muted);font-size:.68rem;line-height:1.45}
.apx-progress{margin:0}
.apx-step{display:block;margin-bottom:8px;color:var(--navy);font-size:.66rem;font-weight:800;letter-spacing:.07em;text-transform:uppercase}
.apx-progress>.pbar{height:3px;margin:0 0 12px;background:#e1e8f1}
.apx-progress>.pbar i{background:linear-gradient(90deg,var(--blue),#4f91ff);box-shadow:none}
.progress-list{display:grid;grid-template-columns:repeat(6,1fr);gap:8px;margin:0;padding:0}
.apx-shell--heloc .progress-list{grid-template-columns:repeat(5,1fr)}
.progress-list li{display:flex;min-height:0;align-items:center;gap:7px;color:#8492a5}
.progress-list li::before{display:none}
.apx-n{display:flex;width:22px;height:22px;flex:0 0 auto;align-items:center;justify-content:center;margin:0;border:1px solid #ccd6e3;border-radius:50%;background:#fff;color:#8492a5;font-size:.62rem;font-weight:800}
.apx-t{display:block;font-size:.63rem;font-weight:750}
.progress-list li[data-state="active"]{color:var(--navy)}
.progress-list li[data-state="active"] .apx-n{border-color:var(--blue);background:var(--blue);color:#fff;box-shadow:0 0 0 4px rgba(21,94,239,.1)}
.progress-list li[data-state="done"] .apx-n{border-color:#9ec5ff;background:var(--ice);color:var(--blue)}
.apx-card{max-width:840px;min-height:0;margin-inline:auto;overflow:visible;border-radius:13px;box-shadow:0 16px 42px rgba(7,22,45,.08)}
.apx-card form{min-height:600px;padding:clamp(28px,4vw,46px) clamp(24px,5vw,56px) 0}
.step-pane h3{font-family:var(--sans);font-size:clamp(1.65rem,2.6vw,2.1rem);font-weight:800;letter-spacing:-.035em}
.step-pane .sub{margin-bottom:25px;font-size:.88rem}
.apx-card .input,.apx-card .select{min-height:54px;border-radius:7px;background:#fbfcfe}
.apx-card .lab{margin-bottom:7px;font-size:.79rem}
.apx-card .step-pane>.field{margin-bottom:21px}
.apx-card .choice{min-height:54px}
.application-footer{background:#f8fafc}

/* Business Intelligence: current report in the first viewport */
.bi-ticker-inner{height:36px}
.bi-news-hero>.wrap,.bi-news-hero .wrap:first-child{display:grid;grid-template-columns:minmax(0,.88fr) minmax(390px,1.12fr);gap:clamp(36px,6vw,76px);align-items:center;padding-block:clamp(48px,6vw,72px)}
.bi-news-hero h1{max-width:11ch;font-size:clamp(3.3rem,6vw,5.7rem);line-height:.92}
.bi-news-hero .lede{max-width:54ch;margin-top:20px;font-size:1.03rem}
.bi-status{flex-wrap:wrap;margin-top:22px}
.bi-refresh{padding:7px 10px;border:1px solid rgba(255,255,255,.18);border-radius:5px;background:rgba(255,255,255,.06);color:#d4deeb;font-size:.68rem;font-weight:800;transition:background .2s ease,border-color .2s ease}
.bi-refresh:hover{border-color:rgba(255,255,255,.4);background:rgba(255,255,255,.12)}
.bi-refresh:disabled{opacity:.55}
.bi-hero-story{min-height:310px;padding:26px;border:1px solid rgba(255,255,255,.18);border-radius:12px;background:rgba(255,255,255,.07);box-shadow:0 24px 70px rgba(0,0,0,.2);backdrop-filter:blur(12px)}
.bi-desk-label{display:flex;justify-content:space-between;gap:16px;padding-bottom:16px;border-bottom:1px solid rgba(255,255,255,.13);color:#8ea2bd;font-size:.66rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.bi-desk-label span:first-child{display:flex;align-items:center;gap:8px;color:#7ce0d6}
.bi-desk-label i{width:7px;height:7px;border-radius:50%;background:var(--aqua);box-shadow:0 0 0 5px rgba(40,200,189,.1);animation:livePulse 2.2s infinite}
.bi-story-loading{display:flex;min-height:220px;flex-direction:column;justify-content:center;gap:8px;color:#fff}
.bi-story-loading span{color:#98abc3;font-size:.8rem}
.bi-hero-story-link{display:flex;min-height:230px;flex-direction:column;padding-top:25px;color:#fff}
.bi-hero-story-link:hover{color:#fff}
.bi-hero-story-link b{font-family:var(--display);font-size:clamp(1.6rem,2.8vw,2.35rem);font-weight:600;line-height:1.05}
.bi-hero-story-link>span{display:-webkit-box;margin-top:14px;overflow:hidden;color:#aebed2;font-size:.82rem;line-height:1.6;-webkit-box-orient:vertical;-webkit-line-clamp:3}
.bi-hero-story-link em{margin-top:auto;color:#72a9ff;font-size:.7rem;font-style:normal;font-weight:800}
.bi-news-hero .bi-hero-rail{grid-column:1/-1;margin-top:-2px}
.bi-news-section{padding-block:clamp(46px,6vw,70px)}
.bi-news-grid{gap:clamp(28px,4vw,48px)}
.bi-featured{min-height:270px;padding:clamp(25px,3vw,34px);border-radius:10px;background:linear-gradient(145deg,#eef5ff,#fff)}
.bi-featured .bi-feat-body{min-height:210px}
.bi-featured h3{font-family:var(--display);font-weight:600;line-height:1.04}
.bi-headline{padding:17px 0}
.bi-feed-state{border-radius:6px}

@keyframes heroPanelIn{from{opacity:0;transform:translateX(38px)}to{opacity:1;transform:none}}
@keyframes intakeLine{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@keyframes trustRise{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
@keyframes fundingPanelIn{from{opacity:0;transform:translateX(24px)}to{opacity:1;transform:none}}
@keyframes reviewSweep{0%,18%{transform:translateX(-110%)}72%,100%{transform:translateX(110%)}}
@keyframes scanGrow{to{transform:scaleX(1)}}
@keyframes capitalOrbit{to{transform:translate(-48px,42px) scale(.94)}}

@media (max-width:1040px){
  .home-v12>.wrap{grid-template-columns:minmax(0,1fr) minmax(370px,.92fr);gap:36px}
  .funding-switcher{grid-template-columns:240px minmax(0,1fr)}
  .funding-panel{grid-template-columns:1fr;padding:36px}
  .fit-flow>div{min-height:145px}
  .bi-news-hero>.wrap,.bi-news-hero .wrap:first-child{grid-template-columns:1fr 1fr;gap:34px}
  .apx-head{grid-template-columns:220px minmax(0,1fr)}
}

@media (max-width:820px){
  .home-v12>.wrap{grid-template-columns:1fr;padding-block:54px}
  .home-v12 h1{max-width:10ch}
  .capital-intake{max-width:650px}
  .home-v12 .hero-trust .wrap{grid-template-columns:1fr 1fr}
  .hero-trust span:nth-child(3){border-left:1px solid rgba(255,255,255,.1)}
  .funding-switcher{display:block;min-height:0}
  .funding-tabs{grid-template-columns:1fr 1fr;border-right:0;border-bottom:1px solid var(--line)}
  .funding-tabs button:nth-child(odd){border-right:1px solid var(--line)}
  .funding-tabs button[aria-selected="true"]{padding-left:24px}
  .review-layout,.home-bi-preview{grid-template-columns:1fr}
  .review-board{max-width:620px}
  .home-bi-data{border-top:1px solid rgba(255,255,255,.13);border-left:0}
  .apx-head{display:block;padding:16px 18px}
  .apx-brand{display:block;padding:0 0 13px}
  .apx-title{font-size:1rem}.apx-intro{display:none}
  .apx-progress{margin:0}
  .progress-list{gap:5px}
  .progress-list li{justify-content:center}
  .apx-t{display:none}
  .bi-news-hero>.wrap,.bi-news-hero .wrap:first-child{grid-template-columns:1fr;padding-block:48px}
  .bi-news-hero h1{max-width:10ch}
  .bi-hero-story{min-height:260px}
}

@media (max-width:560px){
  .section{padding-block:52px}.section--tight{padding-block:38px}
  .home-v12>.wrap{padding-block:46px}
  .home-v12 h1{font-size:clamp(3.25rem,15.8vw,4.7rem)}
  .home-v12 .lede{margin-top:17px}
  .hero-proof{display:grid;gap:8px;margin-top:20px}
  .capital-intake{padding:23px 19px;border-radius:10px}
  .capital-intake h2{font-size:2rem}
  .quick-capital-grid{grid-template-columns:1fr;gap:7px}
  .home-v12 .hero-trust .wrap{grid-template-columns:1fr}
  .hero-trust span{min-height:48px;border-left:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.08)}
  .funding-tabs{grid-template-columns:1fr}
  .funding-tabs button{padding:16px 18px;border-right:0!important}
  .funding-tabs button[aria-selected="true"]{padding-left:24px}
  .funding-panel{padding:27px 19px}
  .funding-panel h3{font-size:2rem}
  .fit-flow{grid-template-columns:1fr;gap:0}
  .fit-flow>div{min-height:0;padding:20px}.fit-flow>i{width:1px;height:30px;justify-self:center}.fit-flow>i::after{right:auto;left:50%;top:auto;bottom:0;transform:translateX(-50%) rotate(135deg)}
  .product-row{grid-template-columns:35px minmax(0,1fr) 22px;gap:10px;padding:14px 7px}
  .product-row:hover{padding-inline:10px}.product-row em{display:none}.product-row small{font-size:.7rem}
  .review-layout{gap:38px}.review-board{padding:19px}.review-copy h2{max-width:15ch}
  .home-newsroom .section-head{align-items:flex-start}.home-bi-story,.home-bi-data{padding:21px}
  .app-page{padding-top:12px}.app-page>.wrap{padding-inline:10px}
  .apx-head{margin-bottom:10px;border-radius:9px}
  .apx-kicker{display:none}.apx-brand{padding-bottom:9px}.apx-step{margin-bottom:6px}
  .apx-progress>.pbar{margin-bottom:8px}.apx-n{width:20px;height:20px}
  .apx-card{border-radius:9px}.apx-card form{min-height:540px;padding:25px 18px 0}
  .bi-news-hero h1{font-size:clamp(3.1rem,15vw,4.25rem)}
  .bi-hero-story{min-height:250px;padding:20px}.bi-hero-story-link{min-height:200px}
  .bi-desk-label span:last-child{display:none}
}

@media (prefers-reduced-motion:reduce){
  .hero-panel-in,.hero-trust span,.funding-panel,.review-board.in::before,.review-board.in .review-scan span::after{animation:none!important;opacity:1!important;transform:none!important}
}

/* Shared layout repair: readable text, visible content, and one spacing scale. */
:root{--sans:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;--display:var(--sans);--slate:var(--muted);--slate-300:var(--muted-2);--muted-2:#617187;--gut:clamp(20px,3.5vw,44px)}
body{line-height:1.6}
body:not(.application-body) h1,body:not(.application-body) h2{font-family:var(--sans);font-weight:700;line-height:1.13;letter-spacing:-.035em;text-wrap:balance}
h3,h4{line-height:1.3;letter-spacing:-.018em}
p,li,dd,h1,h2,h3,h4,label,a,button{overflow-wrap:break-word}
main :where(.wrap,.content-wrap,.row2,.row3,.depth-2,.split,.split2,.split-2,.media-split)>*{min-width:0}
.brand-name{font-size:1.3rem;font-weight:800;letter-spacing:-.045em;white-space:nowrap;line-height:1.1}
.site-footer .brand-name{color:#fff}
.nav{gap:18px}.nav-links{margin-left:0}.nav-links>a,.nav-top{font-size:.875rem;padding-inline:8px}.nav-right .btn{font-size:.875rem;padding-inline:15px}
.section{padding-block:clamp(44px,5.5vw,72px)}.section--tight{padding-block:40px}.section-head{gap:24px;margin-bottom:28px}.section-head h2{max-width:24ch;font-size:clamp(1.8rem,3.2vw,2.65rem)}
.lede{font-size:1.0625rem;line-height:1.65}.eyebrow{font-size:.75rem;letter-spacing:.11em;margin-bottom:14px}.section-tag{font-size:.75rem;line-height:1.4}.hint,.opt{font-size:.8125rem}.text-link{font-size:.875rem}
.page-hero .wrap{padding-block:clamp(40px,5vw,68px)}.page-hero h1{max-width:21ch;font-size:clamp(2.35rem,4.4vw,3.9rem);line-height:1.13}.page-hero{overflow:clip}.page-hero .wrap{overflow:visible}
.page-hero--split>.wrap.single-column,.depth-2.single-column{display:block}.single-column>*{max-width:900px}
.depth-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}.depth-2.single-column{max-width:900px}.depth-2>div:only-child{grid-column:1/-1}
.prose{max-width:850px}.prose h2{font-size:1.65rem;line-height:1.25;margin-top:1.8rem;margin-bottom:.75rem}.prose h3{margin-bottom:.65rem}.prose p{margin-bottom:1rem}
.btn{white-space:normal;text-align:center;line-height:1.35}.btn:hover{transform:translateY(-1px)}.cta-band{overflow:visible;gap:28px;padding:36px}.cta-band h2{font-size:clamp(1.75rem,3vw,2.6rem);max-width:25ch}.cta-band .btn{flex-shrink:0}.cta-band p{margin-bottom:0}
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.product-glance-k,.product-glance-head .section-tag,.footer-col h5,.bip-m-k,.bi-meta{font-size:.75rem}.product-glance-head .section-tag{color:#fff}.product-glance-cell{padding:18px 20px}
.table-wrap{max-width:100%;margin-top:22px}.compare-table th,.compare th{font-size:.875rem;letter-spacing:.02em}.compare-table td,.compare td{font-size:.9375rem;min-width:140px}.formula code{white-space:normal;overflow-wrap:anywhere;line-height:1.65}
.proc-steps{padding:0;margin:0;list-style:none}.proc-step h3{font-size:1.0625rem}.proc-step p{margin-top:10px}.doc-tiers{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.doc-list{padding-left:20px;margin:14px 0 0}.freq-list{display:grid;gap:14px}.freq-item b,.freq-item span{display:block}.freq-item span{margin-top:8px;color:var(--muted)}
.subnav-inner{gap:20px}.subnav a{font-size:.875rem}
.acc[data-open="true"]>.acc-body{max-height:none!important}.acc>button{font-size:1rem;line-height:1.45}.acc-body-inner{font-size:1rem}
.js .reveal,.js [data-stagger]>*,.hero-seq,.hero-panel-in,.hero-trust span{opacity:1;transform:none;animation:none;transition:none}
.js .reveal.in,.js [data-stagger].in>*{animation:visibleRise .3s var(--ease-out) both;transition-delay:0s}.js [data-stagger].in>*:nth-child(n){transition-delay:0s;animation-delay:0s}
.home-v12>.wrap{grid-template-columns:minmax(0,1fr) minmax(360px,.9fr);gap:clamp(30px,5vw,64px);padding-block:60px}.home-v12 h1{max-width:12ch;font-size:clamp(2.8rem,5.3vw,4.7rem);line-height:1.07}.home-v12 .lede{font-size:1.0625rem}.hero-proof{font-size:.875rem;gap:12px 20px}.hero-trust span{font-size:.875rem}
.capital-intake{padding:28px}.capital-intake h2{font-size:1.8rem;line-height:1.2}.capital-intake p{font-size:1rem}.intake-status{font-size:.75rem}.quick-capital label{font-size:.875rem}.quick-capital small{font-size:.8125rem}.capital-intake::before{animation:none}.capital-intake .input:disabled{background:#eef1f5;color:var(--muted)}
.funding-switcher{min-height:0;grid-template-columns:245px minmax(0,1fr)}.funding-panel{grid-template-columns:1fr;gap:24px;padding:32px;animation-duration:.25s}.funding-panel h3{font-family:var(--sans);font-size:1.75rem;line-height:1.25}.funding-panel p{font-size:1rem}.funding-tabs button{font-size:.9375rem}.fit-flow>div{min-height:0;padding:18px}.fit-flow span{font-size:.875rem}.fit-flow small{font-size:.75rem}.fit-flow b{font-size:1.0625rem}
.product-row b{font-size:1.0625rem}.product-row small{font-size:.875rem}.product-row em{font-size:.75rem}.product-index{font-size:.75rem}.review-board-head,.review-scan em{font-size:.75rem}.review-scan b,.review-process b{font-size:1rem}.review-process p{font-size:.9375rem}.review-copy h2{font-size:clamp(1.8rem,3vw,2.6rem);max-width:19ch}.review-board.in::before{animation:reviewSweep 4s ease-in-out 2}.review-layout{gap:40px}
.home-bi-preview .bip-news a{font-family:var(--sans);font-size:1.6rem;line-height:1.3}.home-bi-preview .bip-metrics{grid-template-columns:1fr 1fr}.home-bi-preview .bip-m{padding:18px}.home-bi-preview .bip-m-s{font-size:.75rem}.home-bi-preview .bi-feed-state{margin-top:16px}.bi-preview-band .lede{color:#b8c7da}
.faq-layout{display:grid;grid-template-columns:.7fr 1.3fr;gap:50px}.faq-layout h2{font-size:2.5rem}.faq-layout .lede{margin-top:16px}.faq-list{border-top:1px solid var(--line-2)}.faq-item{border-bottom:1px solid var(--line-2)}.faq-item summary{display:flex;justify-content:space-between;gap:20px;padding:21px 0;color:var(--navy);font-weight:700;font-size:1.0625rem;line-height:1.45;cursor:pointer;list-style:none}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary span{color:var(--blue);font-size:1.4rem}.faq-item[open] summary span{transform:rotate(45deg)}.faq-item p{margin:0 0 22px;color:var(--muted)}
.application-header .wrap{display:flex;justify-content:space-between}.application-header .app-return{font-size:.875rem}.app-page>.wrap{max-width:940px;padding-inline:24px}.apx-head{grid-template-columns:1fr;margin:0 auto 20px;gap:15px;max-width:840px;padding:20px 24px}.apx-title{max-width:none;font-size:1.35rem;line-height:1.25}.apx-kicker{font-size:.75rem}.apx-intro{display:none}.apx-step{font-size:.8125rem}.apx-t{font-size:.8125rem}.apx-n{width:24px;height:24px;font-size:.75rem}.progress-list{gap:8px}.progress-list li{flex-wrap:wrap;gap:6px}.apx-card form{min-height:0;padding:32px 40px 0}.apx-card{min-height:0}.apx-card .lab{font-size:.9375rem}.apx-card .sub{font-size:1rem;line-height:1.6}.apx-card .field{margin-bottom:20px}.apx-card .field.row2,.apx-card .field.row3{margin-bottom:0}.step-pane[data-active="true"]{animation:none}.apx-card .hint,.upload-fmt,.upload-hint,.consent,.application-footer{font-size:.8125rem}.review-block dt{font-size:.8125rem}.review-block dd{font-size:1rem}.review-block h4 a{font-size:.875rem}.combo-list{top:100%}.carry-cell span{font-size:.75rem}.upload-files li{overflow-wrap:anywhere;font-size:.875rem}.form-note{font-size:.875rem;color:var(--muted);line-height:1.55}
.footer-top{grid-template-columns:1.3fr repeat(4,1fr);gap:24px}.footer-col:last-child{grid-column:auto}.footer-brand p,.footer-col a{font-size:.875rem}.footer-bottom>p,.footer-copy,.footer-legal-links a{font-size:.8125rem}.footer-legal-links{gap:14px}

/* Debt-specific inquiry; no capital-application detour. */.document-ledger{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}.document-ledger li{padding:17px 0;border-bottom:1px solid var(--line);font-weight:600}

/* A financing news surface: compact rates, dated releases, product filters. */
.capital-monitor{background:#f6f8fb}.monitor-heading{padding:38px 0 22px;background:#fff}.monitor-title{display:flex;justify-content:space-between;gap:28px;align-items:center}.monitor-title h1{font-size:clamp(1.9rem,3.3vw,2.85rem);max-width:none}.monitor-title p{margin:13px 0 0;color:var(--muted);font-size:.9375rem}.monitor-actions{display:flex;flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:10px;max-width:230px;flex-shrink:0}.monitor-actions .bi-badge{color:var(--good);border-color:#cde5da;font-size:.75rem}.monitor-actions .bi-badge[data-kind="cached"]{color:#735310;border-color:#e7d7b3}.bi-badge[data-kind="cached"]::before{display:none}.monitor-time{margin:16px 0 0;color:var(--muted);font-size:.8125rem}.motion-toggle{border:0;background:none;color:var(--muted);font-size:.8125rem;padding:4px}
.rate-band{padding:24px 0 22px;background:var(--navy);color:#fff}.rate-band-head{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:16px}.rate-band-head h2{font-family:var(--sans);font-size:1rem;line-height:1.3;color:#fff;letter-spacing:0}.rate-band-head>span{font-size:.8125rem;color:#b8c7da}.bi-markets{grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;background:#2b3d55;border:1px solid #2b3d55;border-radius:8px;overflow:hidden}.rate-card{position:relative;display:flex;flex-direction:column;padding:20px;background:#0c203c;min-width:0}.rate-label{font-size:.8125rem;color:#c3d4ea;font-weight:700}.rate-value{display:block;margin:8px 0;font-size:2rem;font-weight:650;letter-spacing:-.03em;line-height:1.2;color:#fff;font-variant-numeric:tabular-nums}.rate-value small{font-size:1.15rem}.rate-card p{font-size:.8125rem;color:#aebed3;margin:0 0 12px}.rate-card a{font-size:.75rem;margin-top:auto;color:#8dbaff}.rate-caption{margin:14px 0 0;font-size:.8125rem;color:#aebed3;max-width:110ch}.rate-spark{position:absolute;right:15px;top:51px;width:70px;height:35px;overflow:visible}.rate-spark polyline{fill:none;stroke:#69cbbf;stroke-width:2;stroke-dasharray:1;stroke-dashoffset:1;animation:rateDraw 1s ease-out forwards}.rate-band .bi-feed-state{background:#0c203c;color:#c3d4ea;border:0;padding:18px}.rate-band .bi-feed-state a{color:#8dbaff}
.monitor-updates{padding:36px 0 48px}.monitor-columns{display:grid;grid-template-columns:minmax(0,1fr) 305px;gap:40px}.monitor-feed{min-width:0}.monitor-feed .section-head{align-items:center;margin-bottom:16px}.monitor-feed .section-head h2{font-size:2rem;max-width:none}.feed-count{font-size:.8125rem;color:var(--muted)}.bi-filters{gap:7px;margin:0 0 20px}.filter-pill{font-size:.875rem;padding:8px 13px;border-radius:5px}.bi-featured{min-height:0;padding:26px;border-radius:9px;border:1px solid #cbdaf0;background:#fff;box-shadow:none;border-top:4px solid var(--blue)}.bi-featured .bi-feat-body{min-height:0}.bi-featured h3{font-family:var(--sans);font-size:clamp(1.45rem,2.2vw,1.9rem);line-height:1.3;letter-spacing:-.025em;margin:15px 0 12px}.bi-featured p{font-size:1rem;line-height:1.65}.bi-meta{color:var(--muted);font-size:.8125rem;line-height:1.5}.update-meta{display:flex;flex-wrap:wrap;align-items:center;gap:10px;color:var(--muted);font-size:.75rem}.update-kind{padding:4px 7px;border-radius:4px;background:var(--ice);color:#154a96;font-weight:700}.update-kind.is-proposed{background:#fff3d9;color:#795310}.bi-headlines{border:0;display:grid;margin-top:10px}.update-row{padding:23px 0;border-bottom:1px solid var(--line-2)}.update-row h3{font-size:1.125rem;margin:10px 0 7px;line-height:1.45}.update-row h3 a{color:var(--navy)}.update-row h3 a:hover{color:var(--blue)}.update-row p{font-size:.9375rem;color:var(--muted);margin-bottom:10px}.monitor-sidebar{align-self:start}.monitor-brief{padding:23px;background:#fff;border:1px solid var(--line);border-radius:9px}.monitor-brief h2{font-size:1.5rem;margin-bottom:12px}.program-source{display:block;padding:18px 0;border-top:1px solid var(--line);color:var(--navy)}.program-source span{display:block;color:var(--blue);font-size:.75rem;font-weight:700}.program-source b{display:block;font-size:.9375rem;line-height:1.5;margin:6px 0}.program-source small{color:var(--muted);font-size:.75rem}.monitor-notes{padding:25px 3px}.monitor-notes h3{font-size:1.0625rem}.monitor-notes ul{padding-left:20px;margin:12px 0;color:var(--muted);font-size:.9375rem}.monitor-notes li{margin:7px 0}.monitor-disclaimer{margin:25px 0 0;color:var(--muted);font-size:.8125rem;max-width:110ch}.bi-unavailable{min-height:0;padding:16px;border:0;gap:5px}.tool-drawer{margin-top:24px}.tool-drawer>summary{padding:18px;border:1px solid var(--line);border-radius:7px;background:white;cursor:pointer;font-weight:700}.tool-suite{display:grid;gap:36px;margin-top:24px}.bi-channel{list-style:none;padding:0;margin:0}.bi-channel li{padding:14px 0;border-bottom:1px solid var(--line)}.bi-channel li span{display:block;font-size:.8125rem;color:var(--muted);margin-top:5px}
@keyframes visibleRise{from{transform:translateY(8px)}to{transform:none}}@keyframes rateDraw{from{stroke-dashoffset:1}to{stroke-dashoffset:0}}
body[data-motion="paused"] *,body[data-motion="paused"] *::before,body[data-motion="paused"] *::after{animation:none!important;transition:none!important}.rate-spark polyline{stroke-dashoffset:0}
@media(max-width:1100px){.nav-links{display:none}.hamburger{display:flex}.nav-right>.btn{display:none}.footer-top{grid-template-columns:repeat(3,1fr)}.monitor-columns{grid-template-columns:minmax(0,1fr) 280px;gap:24px}.home-v12>.wrap{gap:30px}.hero-trust .wrap{grid-template-columns:repeat(2,1fr)}}
@media(max-width:850px){.home-v12>.wrap,.faq-layout,.review-layout,.home-bi-preview,.monitor-columns{grid-template-columns:1fr;gap:30px}.home-v12>.wrap{padding-block:44px}.home-v12 h1{max-width:14ch}.capital-intake{max-width:none}.funding-switcher{display:block}.funding-tabs{grid-template-columns:repeat(2,1fr)}.funding-panel{padding:25px}.fit-flow{grid-template-columns:1fr auto 1fr}.monitor-title{align-items:flex-start;flex-direction:column;gap:20px}.monitor-actions{justify-content:flex-start;max-width:none}.monitor-sidebar{display:grid;grid-template-columns:1fr 1fr;gap:24px}.bi-markets{grid-template-columns:repeat(2,1fr)}.doc-tiers{grid-template-columns:1fr}.apx-head{display:block}.apx-brand{padding:0 0 15px;display:block}.apx-t{display:none}.apx-progress{margin:0}.progress-list li{justify-content:center}.faq-layout h2{font-size:2rem}}
@media(max-width:600px){:root{--header-h:60px;--gut:20px}.section{padding-block:40px}.section--tight{padding-block:32px}.page-hero .wrap{padding-block:38px}.page-hero h1{font-size:2.4rem}.home-v12 h1{font-size:2.9rem}.home-v12 .hero-cta{display:grid}.hero-proof{display:flex}.hero-trust{display:none}.capital-intake{padding:23px 20px}.quick-capital-grid{grid-template-columns:1fr}.funding-tabs{grid-template-columns:1fr 1fr}.funding-tabs button{padding:15px 12px!important;font-size:.875rem;gap:8px}.funding-tabs button>span{display:none}.funding-panel h3{font-size:1.5rem}.fit-flow{grid-template-columns:1fr}.fit-flow>i{display:none}.fit-flow>div{padding:15px}.depth-2,.cards--3,.doc-tiers,.monitor-sidebar{grid-template-columns:1fr}.cta-band{padding:26px;flex-direction:column;align-items:flex-start}.cta-band .btn{width:100%}.home-bi-preview .bip-metrics{grid-template-columns:1fr 1fr}.home-bi-preview .bip-m{padding:14px}.footer-top{grid-template-columns:1fr 1fr;gap:26px}.footer-brand{grid-column:1/-1}.footer-legal-links{gap:12px}.site-footer{padding-top:40px}.apx-head{padding:16px;margin-bottom:12px}.app-page>.wrap{padding-inline:12px}.apx-card form{padding:24px 20px 0}.apx-title{font-size:1.2rem}.apx-kicker{display:none}.apx-card .row2,.apx-card .row3{grid-template-columns:1fr;gap:0}.application-header .brand-name{font-size:1.15rem}.application-header .app-return{font-size:.8125rem}.choice-grid{grid-template-columns:1fr 1fr}.monitor-heading{padding-top:28px}.monitor-title h1{font-size:2rem}.monitor-title p{font-size:.875rem}.rate-band-head{display:block}.rate-band-head>span{display:block;margin-top:6px}.rate-card{padding:16px 14px}.rate-card p{font-size:.75rem}.rate-card a{font-size:.75rem}.rate-value{font-size:1.75rem}.rate-spark{display:none}.monitor-updates{padding-top:28px}.monitor-feed .section-head{align-items:flex-start;gap:10px}.bi-featured{padding:20px}.bi-featured h3{font-size:1.5rem}.monitor-sidebar{gap:0}.faq-item summary{font-size:1rem}.bi-tools{grid-template-columns:1fr 1fr}.bi-tool{padding:16px}.section-head h2{max-width:none}.table-wrap{border-radius:6px}}
@media(prefers-reduced-motion:reduce){.js .reveal.in,.js [data-stagger].in>*,.rate-spark polyline{animation:none!important;transform:none!important;stroke-dashoffset:0}.review-scan span::after{transform:none!important}}
.single-column{grid-template-columns:minmax(0,1fr)}
.process-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 40px}.process-list li{display:grid;grid-template-columns:44px minmax(0,1fr);gap:18px;border-top:1px solid var(--line);padding:28px 0}.process-list li>span{font-size:.875rem;color:var(--blue);font-weight:700}.process-list h3{font-size:1.25rem;margin:0 0 12px}.process-list p{margin:0;color:var(--muted);font-size:1rem}.process-list a{text-decoration:underline;text-underline-offset:3px}
@media(max-width:600px){.process-list{grid-template-columns:1fr}.process-list li{grid-template-columns:30px minmax(0,1fr);gap:12px}.page-hero{overflow:visible}.bi-tools{grid-template-columns:1fr}}

/* Product rates and terms replace interbank reference-rate tiles. */
.product-monitor{padding:24px 0 30px;background:#f5f8fc}.product-filters{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 25px}.product-filters .filter-pill{font-size:.875rem;padding:10px 14px}.product-monitor-heading{display:flex;align-items:baseline;justify-content:space-between;gap:16px}.product-monitor-heading h2{font-size:1.6rem;line-height:1.3}.product-monitor-heading>span{font-size:.875rem;color:var(--muted)}.product-monitor-context{font-size:.9375rem;line-height:1.6;color:var(--muted);max-width:90ch;margin:12px 0 24px}.product-rate-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;align-items:start}.product-rate{min-width:0;padding:24px;background:#fff;border:1px solid #d5dfed;border-radius:9px;animation:productSwitch .25s ease-out}.product-rate-head h3{font-size:1.125rem;line-height:1.35;margin:0 0 10px;color:var(--navy)}.product-rate-head>span{display:block;font-size:.8125rem;line-height:1.5;color:var(--muted)}.product-rate-value{display:block;font-size:clamp(1.35rem,2vw,1.75rem);line-height:1.25;margin:12px 0 18px;color:#1554a0;font-weight:750;letter-spacing:-.025em;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.product-rate-terms{display:grid;gap:12px;margin:0}.product-rate-terms>div{border-top:1px solid #e4eaf1;padding-top:12px}.product-rate-terms dt{font-size:.8125rem;color:var(--muted);margin:0 0 4px}.product-rate-terms dd{font-size:1rem;font-weight:650;line-height:1.45;margin:0;color:var(--navy)}.product-rate-note{font-size:.9375rem;line-height:1.6;color:var(--muted);margin:18px 0}.product-rate-detail summary{font-size:.875rem;font-weight:700;color:var(--blue);cursor:pointer;padding:7px 0}.product-rate-detail ul{font-size:.875rem;color:var(--muted);padding-left:20px;margin:12px 0;line-height:1.6}.product-rate-detail li+li{margin-top:10px}.product-rate-source{font-size:.75rem;line-height:1.6;border-top:1px solid var(--line);margin-top:15px;padding-top:13px;color:var(--muted)}.product-rate-source>span{display:block;margin-bottom:5px}.product-rate-source a{color:#20589c;text-decoration:underline;text-underline-offset:2px}.product-reviewed{font-size:.8125rem;color:var(--muted);margin:18px 0 0}.monitor-columns--single{grid-template-columns:1fr;max-width:970px}.monitor-columns--single .monitor-feed{width:100%}.update-impact{border-left:3px solid #97b7e2;background:#f5f8fc;padding:12px 15px}.update-impact b{display:block;color:#164577;font-size:.875rem;margin-bottom:4px}.effective-date{font-weight:700;color:#754d00}.home-bi-data .bip-m-v{font-size:1.75rem;line-height:1.3}.home-bi-story .bip-news p{font-size:1rem;line-height:1.6;color:#c6d2e2;margin:15px 0}.home-bi-data .bip-m-k{line-height:1.4}.home-bi-data .bip-m-s{line-height:1.6;margin-top:7px;display:block}
@keyframes productSwitch{from{transform:translateY(5px)}to{transform:none}}
@media(max-width:1050px){.product-rate-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.product-rate-value{font-size:1.6rem}}
@media(max-width:640px){.product-rate-grid{grid-template-columns:1fr}.product-rate{padding:21px}.product-filters{gap:7px}.product-filters .filter-pill{padding:9px 11px}.product-monitor-heading h2{font-size:1.4rem}.product-monitor-heading{align-items:center}.product-monitor-context{font-size:.875rem}.monitor-time{line-height:1.6}.home-bi-data .bip-m-v{font-size:1.35rem}.home-bi-data .bip-metrics{grid-template-columns:1fr!important}}
@media(prefers-reduced-motion:reduce){.product-rate{animation:none}}